Read through our checklist to ensure you have all the documents you need to apply for a mortgage.
Please note, this list is not exhaustive. We may ask you to submit other supporting documents that may be relevant to your mortgage application.
There are different types of mortgage applications. Take a look at which one is relevant to you to find out what documents you'll need.
In addition to standard documents above, further documentation is needed for the followings:
When applying for a mortgage, you’ll need to provide:
| HSBC regular salaried payroll customer | Non-HSBC regular salaried payroll customer | Any irregular salaried or self-employed customer |
|---|---|---|
| Your payroll account record with us is automatically incorporated in the mortgage application assessment | Latest 3 months’ bank passbook or statements (full set) evidencing your income |
1. Latest 6 months’ bank passbook or statements (full set) evidencing your income 2. Tax demand notes or latest 6 months’ salary payroll advice |
| HSBC regular salaried payroll customer | Your payroll account record with us is automatically incorporated in the mortgage application assessment | Your payroll account record with us is automatically incorporated in the mortgage application assessment |
|---|---|---|
| Non-HSBC regular salaried payroll customer |
Latest 3 months’ bank passbook or statements (full set) evidencing your income |
Latest 3 months’ bank passbook or statements (full set) evidencing your income |
| Any irregular salaried or self-employed customer |
1. Latest 6 months’ bank passbook or statements (full set) evidencing your income 2. Tax demand notes or latest 6 months’ salary payroll advice |
1. Latest 6 months’ bank passbook or statements (full set) evidencing your income 2. Tax demand notes or latest 6 months’ salary payroll advice |
When applying for a government housing scheme mortgage, you’ll need to provide:
When refinancing your existing mortgage, you’ll need to provide:
If you’re self-employed and without regular income, you’ll also need to provide your:
With this type of application, you’ll need to provide:
Your mortgage application also includes the following forms and documents.
With an HSBC Deposit-linked Mortgage Repayment Plan, you can designate a savings account to enjoy a preferential interest rate for your deposit that’s the same as your mortgage rate, up to 50% of your outstanding mortgage loan. The interest return you earn monthly can help offset your mortgage interest expense.
Learn more: Interest saving tips: Earn high interest with your mortgage and offset interest expenses
You're invited to provide consent to the bank to use or contribute your mortgage data with credit reference agencies for credit assessment.
With your consent, the bank will be notified when further charge or mortgage documents relating to the properties mortgaged to the bank are lodged for registration with the Land Registry.
Back to 'Mortgage approval process' page
