Top of main content

Visa Instalments

Pay by interest-free merchant instalmentsFootnote link 1 at an expanding range of merchants – exclusive to HSBC Hong Kong Visa credit card customers

A smarter, smoother way to shop

Exclusive to HSBC Visa credit card customers - pay by interest-free merchant instalments during check-out at an array of designated outdoor, fashion and lifestyle merchants to enjoy more flexibility.

Looking to treat yourself? You can do that and still keep your financial flexibility with Visa Instalments! Simply shopFootnote link 2 with your HSBC Hong Kong Visa credit card, and choose to pay your purchases by instalments during check-out.

  • Visa Instalments is a new option to check out by Interest-free Merchant Instalment – to use it, all you need is an HSBC Visa credit card
  • No interest, no handling fees, no fuss
  • Discover lifestyle perks your like and opt to pay by instalments when you check out

Extra 10% RewardCash rebate at Agoda

Make hotel bookings via designated promotion banner on Agoda Mobile App using Visa Instalments to enjoy an extra 10% RewardCash, for up to $300! Offer ends 16 February 2025. T&Cs apply This link will open in a new window

Gear up for sport and the great outdoors

Get what you need for your next adventure or for your favorite sport with our Visa Instalments from an array of merchants including:

Arena logo, Columbia logo, Go Wild logo, Marathon logo

Make yourself at home in style

Turn your house into a home with a wide selection of home appliances and electronics from merchants such as:

Discover lifestyle perks you'll love

Whether you're shopping for everyday goods or planning a vacation, you can use our Visa Instalments at popular merchants including:

How to pay with Visa Instalments

Step 1

Choose to pay by credit card (or by 'Visa Instalments' if applicable) at check-out.

Step 2

Opt to pay by 'Visa Instalments' and select your instalment tenorFootnote link 3. Acknowledge the terms and conditions, then proceed to payment.

Step 3

Confirm the payment and you're good to go!

Things you need to know

Eligibility

To be eligible for Visa Instalments, you must hold an HSBC Hong Kong Visa credit cardFootnote link 4.

Get more from your credit card

Unlock flexibility for spending with our Interest-free Merchant Instalment Plan.
Unlock better budgeting – turn your credit card transactions or statement balance into 6 to 60 monthly instalments.
Catch the latest fabulous credit card offers.

Notes

  1. "Interest-free Merchant Instalment Plan" means the credit card interest-free merchant instalment plan offered by The Hongkong and Shanghai Banking Corporation Limited, Hong Kong (and its successors and assigns) from time to time. You may pay a transaction by Interest-free Merchant Instalment at designated participating merchants using HSBC credit cards. Participating merchants might provide various repayment tenors and may require minimum transaction amount or purchase of selected products when paying by Interest-free Merchant Instalment Plan. Please check with the participating merchants directly for more details.
  2. Visa Instalments is only available at designated merchants. Please check with the participating merchants directly for more details.
  3. The monthly instalment amount showed at check-out page is for reference only. Please refer to your credit card statement for the billed amount.
  4. The terms and conditions of the Eligible Credit Card, Eligible Merchant Instalment, RewardCash Programme, Reward+ and all other applicable prevailing promotions offered by us will apply.

To borrow or not to borrow? Borrow only if you can repay!