Send Like a Local | Global Money Transfers

Send-like-a-local experience for your global payments

Our mobile app has enriched the digital experience to cater your global payment needs, with just a few taps on the HSBC HK Mobile Banking App.

Make faster global payments to over 50 countries/ regions in local currencies with our mobile app. While the remaining countries / regions could still be covered by telegraphic transfer.

Download HSBC HK App

Key benefits

Hassle free

Let us know where you want to transfer, we will determine the suitable path for you, without bothering which rail to pick

Faster payments without overseas charges

Enjoy faster transfers for eligible countries/regions and currencies, and save on overseas bank charges incurred by telegraphic transfer.

Easy to use

A user friendly journey for you to search your payee bank, add international payees, with a clear overview of transfer details.

How will it work?

How can I enjoy faster payment experience without overseas charges?

Depending on your payment details (such as destination country/region, transaction currency and amount etc), we will determine the suitable path for you, without bothering which rail to pick. Please refer to the criteria below for faster payment experience and save on overseas bank charges incurred by telegraphic transfer.

To enjoy a send like a local experience with faster global payments via HSBC HK App*, your payment would need to meet the below criteria.
'Send money to'	'To amount'– Currency
Andorra	EUR
Australia	AUD
Austria	EUR
Belgium	EUR
Bulgaria	BGN or EUR
Croatia	EUR
Cyprus	EUR
Czech Republic	CZK or EUR
Denmark	DKK or EUR
Estonia	EUR
Finland	EUR
France	EUR
French Guiana	EUR
Germany	EUR
Gibraltar	EUR
Greece	EUR
Guadeloupe	EUR
Guam	USD
Guernsey	GBP or EUR
Hungary	HUF or EUR
Iceland	EUR
India	INR
Ireland, Republic Of	EUR
Isle of Man	GBP or EUR
Italy	EUR
Jersey	GBP or EUR
Kenya	KES
Latvia	EUR
Liechtenstein	CHF or EUR
Lithuania	EUR
Luxembourg	EUR
Malta	EUR
Martinique	EUR
Mayotte	EUR
Monaco	EUR
Netherlands	EUR
New Zealand	NZD
Norway	NOK or EUR
Poland	PLN or EUR
Portugal	EUR
Romania	RON or EUR
Saint Pierre and Miquelon	EUR
San Marino	EUR
Saudi Arabia	SAR
Singapore	SGD
Slovakia	EUR
Slovenia	EUR
South Africa	ZAR
Spain	EUR
Sweden	SEK or EUR
Switzerland	CHF or EUR
United Kingdom	GBP or EUR
Vatican City State (Holy See)	EUR

To enjoy a send like a local experience with faster global payments via HSBC HK App*, your payment would need to meet the below criteria.
'Send money to'	Andorra
'To amount'– Currency	EUR

'Send money to'	Australia
'To amount'– Currency	AUD

'Send money to'	Austria
'To amount'– Currency	EUR

'Send money to'	Belgium
'To amount'– Currency	EUR

'Send money to'	Bulgaria
'To amount'– Currency	BGN or EUR

'Send money to'	Croatia
'To amount'– Currency	EUR

'Send money to'	Cyprus
'To amount'– Currency	EUR

'Send money to'	Czech Republic
'To amount'– Currency	CZK or EUR

'Send money to'	Denmark
'To amount'– Currency	DKK or EUR

'Send money to'	Estonia
'To amount'– Currency	EUR

'Send money to'	Finland
'To amount'– Currency	EUR

'Send money to'	France
'To amount'– Currency	EUR

'Send money to'	French Guiana
'To amount'– Currency	EUR

'Send money to'	Germany
'To amount'– Currency	EUR

'Send money to'	Gibraltar
'To amount'– Currency	EUR

'Send money to'	Greece
'To amount'– Currency	EUR

'Send money to'	Guadeloupe
'To amount'– Currency	EUR

'Send money to'	Guam
'To amount'– Currency	USD

'Send money to'	Guernsey
'To amount'– Currency	GBP or EUR

'Send money to'	Hungary
'To amount'– Currency	HUF or EUR

'Send money to'	Iceland
'To amount'– Currency	EUR

'Send money to'	India
'To amount'– Currency	INR

'Send money to'	Ireland, Republic Of
'To amount'– Currency	EUR

'Send money to'	Isle of Man
'To amount'– Currency	GBP or EUR

'Send money to'	Italy
'To amount'– Currency	EUR

'Send money to'	Jersey
'To amount'– Currency	GBP or EUR

'Send money to'	Kenya
'To amount'– Currency	KES

'Send money to'	Latvia
'To amount'– Currency	EUR

'Send money to'	Liechtenstein
'To amount'– Currency	CHF or EUR

'Send money to'	Lithuania
'To amount'– Currency	EUR

'Send money to'	Luxembourg
'To amount'– Currency	EUR

'Send money to'	Malta
'To amount'– Currency	EUR

'Send money to'	Martinique
'To amount'– Currency	EUR

'Send money to'	Mayotte
'To amount'– Currency	EUR

'Send money to'	Monaco
'To amount'– Currency	EUR

'Send money to'	Netherlands
'To amount'– Currency	EUR

'Send money to'	New Zealand
'To amount'– Currency	NZD

'Send money to'	Norway
'To amount'– Currency	NOK or EUR

'Send money to'	Poland
'To amount'– Currency	PLN or EUR

'Send money to'	Portugal
'To amount'– Currency	EUR

'Send money to'	Romania
'To amount'– Currency	RON or EUR

'Send money to'	Saint Pierre and Miquelon
'To amount'– Currency	EUR

'Send money to'	San Marino
'To amount'– Currency	EUR

'Send money to'	Saudi Arabia
'To amount'– Currency	SAR

'Send money to'	Singapore
'To amount'– Currency	SGD

'Send money to'	Slovakia
'To amount'– Currency	EUR

'Send money to'	Slovenia
'To amount'– Currency	EUR

'Send money to'	South Africa
'To amount'– Currency	ZAR

'Send money to'	Spain
'To amount'– Currency	EUR

'Send money to'	Sweden
'To amount'– Currency	SEK or EUR

'Send money to'	Switzerland
'To amount'– Currency	CHF or EUR

'Send money to'	United Kingdom
'To amount'– Currency	GBP or EUR

'Send money to'	Vatican City State (Holy See)
'To amount'– Currency	EUR

*Please visit https://www.hsbc.com.hk/fees/ and download the Bank Tariff guide to see current Fees & Charges under section C2 for details.

You also need to provide the local bank details in the below format of your payee banks for the below branch sensitive countries/regions:
Country/regions	Currencies	Bank details
Australia	AUD	BSB Code (6 digits)
Guernsey	EUR or GBP	Sort Code (6 digits) / IBAN
Isle of Man	EUR or GBP	Sort Code (6 digits) / IBAN
Jersey	EUR or GBP	Sort Code (6 digits) / IBAN
New Zealand	NZD	National Clearing Code (6 digits)
South Africa	ZAR	National Clearing Code (6 digits)
United Kingdom	EUR or GBP	Sort Code (6 digits) / IBAN

You also need to provide the local bank details in the below format of your payee banks for the below branch sensitive countries/regions:
Country/regions	Australia
Currencies	AUD
Bank details	BSB Code (6 digits)

Country/regions	Guernsey
Currencies	EUR or GBP
Bank details	Sort Code (6 digits) / IBAN

Country/regions	Isle of Man
Currencies	EUR or GBP
Bank details	Sort Code (6 digits) / IBAN

Country/regions	Jersey
Currencies	EUR or GBP
Bank details	Sort Code (6 digits) / IBAN

Country/regions	New Zealand
Currencies	NZD
Bank details	National Clearing Code (6 digits)

Country/regions	South Africa
Currencies	ZAR
Bank details	National Clearing Code (6 digits)

Country/regions	United Kingdom
Currencies	EUR or GBP
Bank details	Sort Code (6 digits) / IBAN

With effect from 23 February 2025, if you send money abroad to personal sole accounts via HSBC HK App* and meet the criteria below, you can also enjoy faster global payments while saving on overseas bank charges incurred by telegraphic transfer.
'Send money to'	'To amount'– Currency	Maximum 'To amount'^	Minimum 'To amount'^
Albania	ALL	ALL 1,500,000	-
Congo, The Democratic Republic	USD	USD 2,500	USD 10
Egypt	EGP	USD 10,000	-
Ghana	GHS	GHS 125,000	-
Indonesia	IDR	IDR 300,000,000	IDR 50,000
Indonesia	USD	USD 10,000	USD 100
Liberia	USD	USD 5,000	-
Malaysia	MYR	USD 25,000	-
Mexico	MXN	USD 25,000	-
Morocco	MAD	USD 25,000	-
Nigeria	NGN	USD 25,000	-
Pakistan	PKR	USD 25,000	-
Serbia	RSD	RSD 600,000	-
Sri Lanka	USD	USD 3,000	-
Sri Lanka	LKR	USD 25,000	-
Thailand	THB	THB 50,000	THB 50
Turkey	TRY	USD 25,000	-
Uganda	UGX	USD 25,000	-
United Arab Emirates	AED	USD 25,000	-
Vietnam	USD	USD 25,000	-
Vietnam	VND	VND 300,000,000	-

With effect from 23 February 2025, if you send money abroad to personal sole accounts via HSBC HK App* and meet the criteria below, you can also enjoy faster global payments while saving on overseas bank charges incurred by telegraphic transfer.
'Send money to'	Albania
'To amount'– Currency	ALL
Maximum 'To amount'^	ALL 1,500,000
Minimum 'To amount'^	-

'Send money to'	Congo, The Democratic Republic
'To amount'– Currency	USD
Maximum 'To amount'^	USD 2,500
Minimum 'To amount'^	USD 10

'Send money to'	Egypt
'To amount'– Currency	EGP
Maximum 'To amount'^	USD 10,000
Minimum 'To amount'^	-

'Send money to'	Ghana
'To amount'– Currency	GHS
Maximum 'To amount'^	GHS 125,000
Minimum 'To amount'^	-

'Send money to'	Indonesia
'To amount'– Currency	IDR
Maximum 'To amount'^	IDR 300,000,000
Minimum 'To amount'^	IDR 50,000

'Send money to'	Indonesia
'To amount'– Currency	USD
Maximum 'To amount'^	USD 10,000
Minimum 'To amount'^	USD 100

'Send money to'	Liberia
'To amount'– Currency	USD
Maximum 'To amount'^	USD 5,000
Minimum 'To amount'^	-

'Send money to'	Malaysia
'To amount'– Currency	MYR
Maximum 'To amount'^	USD 25,000
Minimum 'To amount'^	-

'Send money to'	Mexico
'To amount'– Currency	MXN
Maximum 'To amount'^	USD 25,000
Minimum 'To amount'^	-

'Send money to'	Morocco
'To amount'– Currency	MAD
Maximum 'To amount'^	USD 25,000
Minimum 'To amount'^	-

'Send money to'	Nigeria
'To amount'– Currency	NGN
Maximum 'To amount'^	USD 25,000
Minimum 'To amount'^	-

'Send money to'	Pakistan
'To amount'– Currency	PKR
Maximum 'To amount'^	USD 25,000
Minimum 'To amount'^	-

'Send money to'	Serbia
'To amount'– Currency	RSD
Maximum 'To amount'^	RSD 600,000
Minimum 'To amount'^	-

'Send money to'	Sri Lanka
'To amount'– Currency	USD
Maximum 'To amount'^	USD 3,000
Minimum 'To amount'^	-

'Send money to'	Sri Lanka
'To amount'– Currency	LKR
Maximum 'To amount'^	USD 25,000
Minimum 'To amount'^	-

'Send money to'	Thailand
'To amount'– Currency	THB
Maximum 'To amount'^	THB 50,000
Minimum 'To amount'^	THB 50

'Send money to'	Turkey
'To amount'– Currency	TRY
Maximum 'To amount'^	USD 25,000
Minimum 'To amount'^	-

'Send money to'	Uganda
'To amount'– Currency	UGX
Maximum 'To amount'^	USD 25,000
Minimum 'To amount'^	-

'Send money to'	United Arab Emirates
'To amount'– Currency	AED
Maximum 'To amount'^	USD 25,000
Minimum 'To amount'^	-

'Send money to'	Vietnam
'To amount'– Currency	USD
Maximum 'To amount'^	USD 25,000
Minimum 'To amount'^	-

'Send money to'	Vietnam
'To amount'– Currency	VND
Maximum 'To amount'^	VND 300,000,000
Minimum 'To amount'^	-

*Please visit https://www.hsbc.com.hk/fees/ and download the Bank Tariff guide to see current Fees & Charges under section C2 for details.

^For destinations where supported currency differs to transaction limit currency (e.g. Egypt), transaction limit will be calculated by real-time exchange rate upon transaction confirmation.

Step 1: Log on your HSBC HK Mobile Banking App

Tap "Pay & Transfer" and select "Other global transfers"

Step 2: Select country/region

Search for a country/region or select a specific country (eg: Australia)

Step 3: Select 'To other accounts' and follow the on-screen instructions to complete the transfer

For some countries, we'll need you to provide the payee bank details in local clearing codes or iBAN, in order to enjoy the faster payments and save on overseas bank charges incurred by telegraphic transfer.

Useful documents

One touch and you're in

With the HSBC HK Mobile Banking app (HSBC HK App), you can manage your everyday banking needs anytime, anywhere. Start with Lite Mode for a streamlined, easy-to-use, mobile banking experience.

Download on the App Store This link will open in a new window Get it on Google Play This link will open in a new window

For Android devices without Google Play pre-installed

Find out more

HSBC Global Money Transfers is a mobile-exclusive experience that allows you to make international payments to overseas accounts on the HSBC HK App. You can now enjoy a faster payment experience and help you save on overseas bank charges incurred by telegraphic transfer.

See the criteria for making Global Money Transfers

You can use Global Money Transfers as long as you hold a HSBC integrated or current or saving account and use HSBC HK App.

Download the HSBC HK App

Haven't used mobile banking before? No problem, you can sign up using the app.

Follow the on-screen instructions to set up mobile banking and your PIN all at once. Once you're set up, you can start using Global Money Transfers.

Global Money Transfers usually take around 1-2 business day. Depending on your payment details (such as destination country/region, transaction currency and amount etc), the payment may arrive faster.

You can check the estimated time for the transaction to be completed on the review screen, before you complete the payment. Once you've completed the payment, you can view this information again on the confirmation screen.

Fees and charges may differ depending on the payment details (such as destination country/region, transaction currency and amount etc), please visit https://www.hsbc.com.hk/fees/ and download the Bank Tariff guide to see current Fees & Charges under section C2 for details.

You can view all information related to fees during the payment process and before completing the transfer.

Note: Some banks may charge a fee for international transfers. Payees will need to check with their banks on what these charges are. The charges will be debited from the payee's account. We're unable to advise on the fees that other banks may charge for payments sent through Global Money Transfers.

You can check the information box at the end of your screen or before you confirm your payment to double check the charges required.

See the criteria for making Global Money Transfers.

For some countries/regions, you'll also need to provide the local bank details of your payee's bank. Please ensure that you submit the bank details in the specified bank code format. See the table below for the list of countries/regions and bank details.
Country/region	Currency	Bank details required
Australia	AUD	BSB Code (6 digits)
Guernsey	EUR / GBP	Sort Code (6 digits) / IBAN
Isle of Man	EUR / GBP	Sort Code (6 digits) / IBAN
Jersey	EUR / GBP	Sort Code (6 digits) / IBAN
New Zealand	NZD	National Clearing Code (6 digits)
South Africa	ZAR	National Clearing Code (6 digits)
United Kingdom	GBP / GBP	Sort Code (6 digits) / IBAN

For some countries/regions, you'll also need to provide the local bank details of your payee's bank. Please ensure that you submit the bank details in the specified bank code format. See the table below for the list of countries/regions and bank details.
Country/region	Australia
Currency	AUD
Bank details required	BSB Code (6 digits)

Country/region	Guernsey
Currency	EUR / GBP
Bank details required	Sort Code (6 digits) / IBAN

Country/region	Isle of Man
Currency	EUR / GBP
Bank details required	Sort Code (6 digits) / IBAN

Country/region	Jersey
Currency	EUR / GBP
Bank details required	Sort Code (6 digits) / IBAN

Country/region	New Zealand
Currency	NZD
Bank details required	National Clearing Code (6 digits)

Country/region	South Africa
Currency	ZAR
Bank details required	National Clearing Code (6 digits)

Country/region	United Kingdom
Currency	GBP / GBP
Bank details required	Sort Code (6 digits) / IBAN

Other frequently asked questions

HSBC Global Money Transfers

Send-like-a-local experience for your global payments

Key benefits

Hassle free

Faster payments without overseas charges

Easy to use

How will it work?

How can I enjoy faster payment experience without overseas charges?

Criteria for "Send like a local" transfer

Criteria for global payments without overseas charges

Step 1: Log on your HSBC HK Mobile Banking App

Step 2: Select country/region

Step 3: Select 'To other accounts' and follow the on-screen instructions to complete the transfer

Useful documents

One touch and you're in

Find out more

What is HSBC Global Money Transfers?

Who can use Global Money Transfers?

How long do Global Money Transfers take?

What are the fees and charges for Global Money Transfers?

How can I ensure I get charged the lowest transfer fee?

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