Preferential Pricing | Premier Elite

HSBC HK
Premier Elite
Wealth Solutions
Preferential pricing

As an HSBC Premier Elite client, you'll receive preferential rates, allowing you to maximise your wealth. See how they compare to Premier.
Products	HSBC Premier Elite	HSBC Premier
Time deposits	Preferential interest rate of up to 13.50% p.a. ¹ on selected currency conversion and time deposit placement	Preferential interest rate of up to 13.30% p.a. ¹ on selected currency conversion and time deposit placement

As an HSBC Premier Elite client, you'll receive preferential rates, allowing you to maximise your wealth. See how they compare to Premier.
Products	Time deposits
HSBC Premier Elite	Preferential interest rate of up to 13.50% p.a. ¹ on selected currency conversion and time deposit placement
HSBC Premier	Preferential interest rate of up to 13.30% p.a. ¹ on selected currency conversion and time deposit placement

Plus you'll continue to enjoy these preferential rates from HSBC Premier.
International benefits	Credit Card
International account opening and international mortgages, and a single log-on to make free international transfers between accounts under your name	Up to a 6.4% RewardCash rebate on year-round overseas spending with HSBC Premier MasterCard

Plus you'll continue to enjoy these preferential rates from HSBC Premier.
International benefits	International account opening and international mortgages, and a single log-on to make free international transfers between accounts under your name
Credit Card	Up to a 6.4% RewardCash rebate on year-round overseas spending with HSBC Premier MasterCard

The above interest rates are indicative as of 1 Jan 2025. They are not guaranteed and maybe subject to revision as per prevailing market conditions.

Upgrade your banking experience. Join HSBC Premier Elite today.

To help us better understand your needs, please contact us to arrange an appointment.

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Existing customer - HSBC Premier Elite Dedicated Service Line: (852) 2233 3033
New customers: (852) 2233 3377

How to qualify

HSBC Premier Elite is a privileged and personalised service for clients who maintain an average daily Total Relationship Balance of at least HKD7.8M with us in Hong Kong. Terms and Conditions apply.

Hong Kong dollar/ Renminbi / foreign currency deposits
Market value of the following investments: local and overseas securities, Unit Trusts, bonds, certificates of deposit, equity linked investments, structured notes, Monthly Investment Plan (stocks/ Unit Trusts) and Wayfoong Statement Gold
Deposit amounts of Deposit Plus and Structured Investment Deposits
Utilised lending facilities (excluding mortgages and amounts outstanding on credit cards)
Life insurance with savings or investment component¹
HSBC MPF balances and HSBC ORSO Defined Contribution Scheme balances which are administered by The Hongkong and Shanghai Banking Corporation Limited
Minimum total relationship balance refers to the rolling average for the previous three months.

¹For life insurance with savings or investment component:

Investment-linked life insurance policies include the total cash value of the policies;
Other life insurance policies include the total cash value of the policies OR total premium paid less any annuity payments received (if applicable), whichever is higher.

To determine your overall TRB in sole capacity, the applicable TRB of all your personal sole account(s) held or registered with the same joint accountholder(s) under the same name(s) and identity number(s), held with the same joint accountholder(s) will be included in the calculation. There may be a time lag before the value of certain investment transactions (i.e. initial public offering subscriptions for securities, bonds, open-end funds and certificates of deposits) and life insurance policies will be included in the TRB due to the processing time required and therefore may affect the TRB in the Bank’s record.