Travel confidently with comprehensive coverage
TravelSurance protects you, your family, friends and relatives from the moment you book a trip all the way until you return home. This all-in-one policy provides you with a hassle-free protection for a specific trip, including accidental injuries, medical and hospital expenses, personal liabilities, lost baggage and cash, delayed flights, stolen belongings, etc.
If you are a frequent traveller, you can be protected under our MultiTrip TravelSurance. It provides covers for all the trips you may take during the year so you don’t have to re-apply every time you travel. In addition to Worldwide coverage, if your destination is within the Greater Bay Area, then our MultiTrip TravelSurance - Greater Bay Area Plan is tailored for you, ensuring you have the right protection while exploring this exciting area all year round, at an even more affordable price.
Should you have any queries about TravelSurance cover under Coronavirus Disease 2019, please see our FAQs
Key benefits
Covered for emergencies
Comprehensive cover, including personal accidents up to HKD2 million, and medical expenses up to HKD5 million
Designated loss coverage
Cover designated loss such as adverse weather conditions, strike, terrorism or natural disasters
Covers all ages with full benefits
All insured persons, including any children, will enjoy the full benefits
Coverage for your mobile
Get up to HKD6,000 coverage for your mobile phone
Limited time offer
Apply for the following Travelsurance plans between 16 September and 15 November 2024 (both days inclusive) to get:
- MultiTrip Worldwide plan: HKD100 Wellcome Supermarket Cash Vouchers, plus 30% off on first-year premium
- Greater Bay Area Plan: HKD100 Wellcome Supermarket Cash Vouchers, a complimentary OTO Nectonic+ Wireless Intelligent Stimulator, plus 30% off on first-year premium and 20% renewal discount
- Single Trip TravelSurance: 15% discount
Compare HSBC TravelSurance Plans
Plan Options | Medical Expenses | Personal Accident | Baggage and Personal Effects | Personal Liability |
---|---|---|---|---|
Greater Bay Area Plan (MultiTrip Only) | HKD300,000 (in-patient only) |
HKD500,000 | HKD1,000 | HKD500,000 |
Asia Basic Plan (Single Trip Only) | HKD600,000 | HKD500,000 | HKD8,000 | HKD10,000,000 |
Asia Standard Plan (Single Trip Only) | HKD5,000,000 | HKD1,200,000 | HKD20,000 | HKD10,000,000 |
Worldwide Basic Plan (MultiTrip and Single Trip) | HKD1,000,000 | HKD800,000 | HKD8,000 | HKD10,000,000 |
Worldwide Standard Plan (MultiTrip and Single Trip) |
HKD5,000,000 | HKD2,000,000 | HKD20,000 | HKD10,000,000 |
Plan Options | Greater Bay Area Plan (MultiTrip Only) |
---|---|
Medical Expenses |
HKD300,000 (in-patient only) |
Personal Accident | HKD500,000 |
Baggage and Personal Effects | HKD1,000 |
Personal Liability | HKD500,000 |
Plan Options | Asia Basic Plan (Single Trip Only) |
Medical Expenses | HKD600,000 |
Personal Accident | HKD500,000 |
Baggage and Personal Effects | HKD8,000 |
Personal Liability | HKD10,000,000 |
Plan Options | Asia Standard Plan (Single Trip Only) |
Medical Expenses | HKD5,000,000 |
Personal Accident | HKD1,200,000 |
Baggage and Personal Effects | HKD20,000 |
Personal Liability | HKD10,000,000 |
Plan Options | Worldwide Basic Plan (MultiTrip and Single Trip) |
Medical Expenses | HKD1,000,000 |
Personal Accident | HKD800,000 |
Baggage and Personal Effects | HKD8,000 |
Personal Liability | HKD10,000,000 |
Plan Options |
Worldwide Standard Plan (MultiTrip and Single Trip) |
Medical Expenses | HKD5,000,000 |
Personal Accident | HKD2,000,000 |
Baggage and Personal Effects | HKD20,000 |
Personal Liability | HKD10,000,000 |
Check out the full coverage details. Enjoy extra benefits if you choose the Annual MultiTrip TravelSurance Worldwide Plan:
- Year-round protection with one-off premium payment for unlimited number of trips per year, up to 100 days per trip.
- Experience the convenience with e-Policy servicing which provides you with 24-hour online access to your insurance policy details and allows you to submit policy service requests without hassle.
- If you travel to mainland China frequently, enjoy hospital admission deposit guarantee at designated hospitals in mainland China with a China Medical Card option under your Annual MultiTrip policy.
- MyDoc Health Passport provides you 6 free-of-charge virtual medical consultations per Period of Insurance. Additionally, enjoy prescribed medication and door-to-door medicine delivery service, where the expense could be reimbursed under the Medical Expenses benefit of your policy, when you are travelling to select cities in Japan, Singapore, Thailand and Vietnam.
The Annual Greater Bay Area Plan has the following features:
- Year-round protection with one-off premium payment for unlimited number of trips per year, up to 15 days per trip.
- Free China Medical Card offers you hospital admission deposit guarantee at designated hospitals in mainland China.
The coverage shown above is applicable to TravelSurance policies applied on or after 23 June 2024. For coverage of policies applied before 23 June 2024, please call our insurance service hotline (852) 2867 8678.
What's included?
Our plans generally cover:
Medical
We'll reimburse the necessary medical expenses incurred during a trip and follow up medical expenses within 3 months after return to the Hong Kong SAR up to HKD5 million. For the Greater Bay Area Plan, medical expense benefit is applicable for in-patient only.
We'll also cover additional travel and accommodation costs for your children if they have to travel back to Hong Kong SAR while you stay in hospital (not applicable for Greater Bay Area Plan).
Sports and Activities[@sportsactivitiestravelsurance]
We provide cover for various sports and activities, including dune driving, sand boarding, safari adventures, whale tours, hot springs, horse riding, cable cars, iceberg climbing, watching auto racing, water sports, skiing, ice-skating, biking, thrill rides at amusement parks etc.
TravelSurance even covers certain hazardous sports activities such as hot air ballooning, bungee jumping, hang-gliding, parachuting, ziplining, rafting, speed-boating, jet-skiing, trekking, water skiing, wakeboarding, wake-surfing, sea kayaking, scuba diving (that is diving to a depth not greater than 40 metres), mountaineering, rock-climbing etc.
Baggage
You'll receive cover for baggage loss or damage up to HKD20,000. We'll reimburse emergency purchases of essential items or clothing up to HKD2,000 if baggage is delayed for more than 6 hours after you've arrived at your destination abroad (not applicable for Greater Bay Area Plan).
What's NOT included?
Our plans generally do not cover:
- riot, civil commotion, war, invasion, civil war and related perils
- suicide, self-inflicted injury, illegal acts, insanity, drugs-taking, alcoholism, venereal disease, AIDs
- any pre-existing conditions, including congenital conditions
- childbirth, pregnancy, miscarriage
How to apply
Eligibility
To be able to apply you must:
- be an HSBC bank account or credit card holder
- be an HKSAR resident and applying for this insurance policy in the HKSAR
- depart from and return to the HKSAR from your insured destination
- hold an HKID card for online applications
- take note of the below for child cover:
- for child under 18 years old, the parent or legal guardian[@legalguardiantravelsurance] information of the child must be provided during the application
- children aged under 12 years old must be accompanied by an adult during the trip
- provide information of any spouse/partner[@partnerdefinition], children, relatives and friends if you wish to insure them under the same policy
- for child under 18 years old, the parent or legal guardian[@legalguardiantravelsurance] information of the child must be provided during the application
Apply now
HSBC customers can apply for a TravelSurance policy online
Or visit a branch
You can visit one of our branches to find out more
Find out more
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