Top of main content

Savings insurance and retirement plans

Helping you turn your financial goals into reality

A better tomorrow starts with wealth planning today

Looking to build your wealth? Planning your retirement? Or saving for your child's education? Let us help you achieve that while giving you life protection too.

Why HSBC savings and retirement plans

Save easily towards your goals

Let time do the work for you in saving up for your life goals, all while you enjoy life protection

Enjoy steady income in retirement

Choose your contribution options and how you'll receive your income; you can also enjoy tax savings on premiums paid for selected annuity plans (QDAPs)

A provider you can count on

HSBC Life is Hong Kong's no. 1 provider of new annuity business[@no1annuityprovider], trusted by customers

Grow your wealth with selected savings plans

HSBC Swift Save Insurance Plan

 

Guaranteed returns of up to 3.25% p.a. in HKD with our savings insurance in just 3 years – available online only

HSBC Wealth Goal Insurance Plan II

 

Life insurance that helps you build towards your long-term savings goals

HSBC Eminent Goal Multi-Currency Insurance Plan

 

A long-term savings insurance plan which offers flexibility in policy management with 9 currencies, allowing you adapt to your changing financial goals.

HSBC Ultra Wealth Goal Insurance Plan

 

A single premium insurance plan with long-term capital growth and a guaranteed cash value at 85% of the premium you paid during the early years

HSBC Jubilee Wealth Insurance Plan

 

A 25-year savings insurance plan to help grow your wealth with a diversified investment portfolio and various wealth management options

HSBC Health Goal Insurance Plan

 

A life insurance plan with potential wealth appreciation and protection against 3 major critical illnesses

Goal Access Universal Life Plan (Education)

 

A plan that combines life cover for your child with savings for their education

Plan your retirement and enjoy tax savings

HSBC Income Goal Deferred Annuity Plan

 

A qualifying deferred annuity plan that provides a flexible accumulation and annuity period, with 5 or 10 years of tax-deductible premium payments 

HSBC EarlyIncome Deferred Annuity Plan

 

A deferred annuity plan offering regular retirement income for 20 years or more, after 5 years of tax-deductible premiums paid

Steady income stream with annuity plans

Income Goal Insurance Plan II

 

An annuity plan that gives you a steady income stream after just 10 years

HSBC Flourish Income Annuity Plan

 

An annuity plan with 3 years’ premium payment period and steady monthly annuity payments after 1 or 3 years for your retirement years

Suggested articles

Are there secret weapons to help you save faster?

 
This link will open in a new window

Good saving habits and the right financial tools can help you reach your goals more quickly

Are you on track with your retirement savings?

 
This link will open in a new window

Answer a few simple questions and our Retirement Predictor will give you a glimpse into your financial future

Choose the right QDAP and VHIS tax-saving combo

 
This link will open in a new window

Find out the best way to plan your post-retirement income and medical protection while enjoying tax savings!

Need help?

Get in touch

Get personalised support from our Insurance Specialists.

Or call us on (852) 2233 3130. Lines are open 11:00am to 7:30pm, Mondays to Fridays except public holidays.

HSBC Premier Elite or Premier customer?

Contact your Premier Elite Director or Relationship Manager. HSBC Premier customers can also call us on (852) 2233 3322.

You may also be interested in

Life protection

 

Safeguard your family's financial security and pass on your wealth with our range of life insurance plans

Medical and critical illness insurance

 

Safeguard yourself against unexpected medical expenses and critical illnesses

Home and domestic helper insurance

 

Insurance plans for your home, contents or helper, no matter if you're a landlord or a tenant

HSBC Wealth Select Protection Linked Plan[@insurance-investrisk]

 

An investment-linked assurance scheme offering different investment exposures and life protection

Notes

    Disclaimer 

    The above products are underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. They are not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions. Policyholders are subject to the credit risk of HSBC Life and early surrender loss.

    HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the Hong Kong Special Administrative Region. These products are products of HSBC Life but not HSBC and it is intended only for sale in the Hong Kong SAR.

    In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly.