Items |
Personal Overdraft |
HSBC One and Personal Integrated Account - Clean Credit |
HSBC One and Personal Integrated Account - Secured Credit |
HSBC Premier - Clean Credit |
HSBC Premier - Secured Credit |
HKD Current / Statement Saving |
|---|---|---|---|---|---|---|
Service Fee |
Annual Fee : 1% of the overdraft limit per annum (Minimum: HKD200, Maximum: HKD700) |
Monthly Fee : Pro-rated on HKD50 based on utilisation % of the credit limit in the previous month, maximum HKD50 |
Not applicable |
Monthly Fee : Pro-rated on HKD50 based on utilisation % of the credit limit in the previous month, maximum HKD50 |
Not applicable |
Not applicable |
Late Payment Charge (for Minimum Repayment due) |
Not applicable |
HKD80 |
Not applicable |
Not applicable |
Not applicable |
Not applicable |
Unauthorised Overdraft Interest Rate |
HSBC Best Lending Rate + 8% per annum |
HSBC Best Lending Rate + 8% per annum |
HSBC Best Lending Rate + 8% per annum |
HSBC Best Lending Rate + 8% per annum |
HSBC Best Lending Rate + 8% per annum |
24% per annum |
Unauthorised Overdraft Handling Charge |
HKD120 |
HKD120 |
HKD120 |
HKD100 |
HKD100 |
HKD120 |
Overdraft Protection Interest Rate |
Not applicable |
HSBC Best Lending Rate + 5% per annum |
HSBC Best Lending Rate + 5% per annum |
HSBC Best Lending Rate + 4% per annum |
HSBC Best Lending Rate + 4% per annum |
Not applicable |
Items |
Service Fee |
|---|---|
Personal Overdraft |
Annual Fee : 1% of the overdraft limit per annum (Minimum: HKD200, Maximum: HKD700) |
HSBC One and Personal Integrated Account - Clean Credit |
Monthly Fee : Pro-rated on HKD50 based on utilisation % of the credit limit in the previous month, maximum HKD50 |
HSBC One and Personal Integrated Account - Secured Credit |
Not applicable |
HSBC Premier - Clean Credit |
Monthly Fee : Pro-rated on HKD50 based on utilisation % of the credit limit in the previous month, maximum HKD50 |
HSBC Premier - Secured Credit |
Not applicable |
HKD Current / Statement Saving |
Not applicable |
Items |
Late Payment Charge (for Minimum Repayment due) |
Personal Overdraft |
Not applicable |
HSBC One and Personal Integrated Account - Clean Credit |
HKD80 |
HSBC One and Personal Integrated Account - Secured Credit |
Not applicable |
HSBC Premier - Clean Credit |
Not applicable |
HSBC Premier - Secured Credit |
Not applicable |
HKD Current / Statement Saving |
Not applicable |
Items |
Unauthorised Overdraft Interest Rate |
Personal Overdraft |
HSBC Best Lending Rate + 8% per annum |
HSBC One and Personal Integrated Account - Clean Credit |
HSBC Best Lending Rate + 8% per annum |
HSBC One and Personal Integrated Account - Secured Credit |
HSBC Best Lending Rate + 8% per annum |
HSBC Premier - Clean Credit |
HSBC Best Lending Rate + 8% per annum |
HSBC Premier - Secured Credit |
HSBC Best Lending Rate + 8% per annum |
HKD Current / Statement Saving |
24% per annum |
Items |
Unauthorised Overdraft Handling Charge |
Personal Overdraft |
HKD120 |
HSBC One and Personal Integrated Account - Clean Credit |
HKD120 |
HSBC One and Personal Integrated Account - Secured Credit |
HKD120 |
HSBC Premier - Clean Credit |
HKD100 |
HSBC Premier - Secured Credit |
HKD100 |
HKD Current / Statement Saving |
HKD120 |
Items |
Overdraft Protection Interest Rate |
Personal Overdraft |
Not applicable |
HSBC One and Personal Integrated Account - Clean Credit |
HSBC Best Lending Rate + 5% per annum |
HSBC One and Personal Integrated Account - Secured Credit |
HSBC Best Lending Rate + 5% per annum |
HSBC Premier - Clean Credit |
HSBC Best Lending Rate + 4% per annum |
HSBC Premier - Secured Credit |
HSBC Best Lending Rate + 4% per annum |
HKD Current / Statement Saving |
Not applicable |