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44% of people consider ‘planning for retirement’ as their top 3 financial goals.

 

Source: The HSBC Quality of Life Report 2024

50
75

On average, the ideal age for retirement for people of a working age is 61.

 

Source: HSBC MPF 2023 Survey Report

1,000
500,000

Regular monthly expenses for retirement individuals differ, depending on their chosen lifestyles:

Basic lifestyle* HKD8,260
Modest lifestyle^ HKD12,925
Comfortable lifestyle^ HKD24,475
Affluent lifestyle^ HKD43,290

*assumed living in public housing
^assumed living in a private flat with no mortgage


Source: HSBC Retirement Monitor (September 2024 Edition)

0
50,000,000

Make sure you only include long-term savings, investments and MPF you’re not planning to access before you retire.

0
500,000

Over 80% of people have additional savings strategies for retirement in addition to MPF.

 

Source: HSBC MPF 2023 Main Survey Report

Tell us how you feel about risk by selecting one of the options below.
  • Secure
  • Very cautious
  • Cautious
  • Balanced
  • Adventurous
  • Speculative
Secure
You generally do not want to take any investment risk, since you can accept no investment loss.
Very cautious
You are generally comfortable with achieving minimal level of return potential on your investment coupled with minimal risks.
Cautious
You are generally comfortable with achieving a low level of return potential on your investment coupled with a low level of risk.
Balanced
You are generally comfortable with achieving a moderate level of return potential on your investment coupled with a moderate level of risk.
Adventurous
You are generally comfortable with achieving a high level of return potential on your investment coupled with high level of risk.
Speculative
You are generally comfortable with maximizing your return potential on investment coupled with maximized risk.

We'll assume that your retirement funds are invested at the risk level you select.