Loans

For the first 3 months' introductory interest rate period, interest rate is as low as 1.60% p.a. and Annualised Percentage Rate (APR) is as low as 1.61% for all approved credit limits. To be eligible for an introductory interest rate of 1.60% p.a. (Annualised Percentage Rate of 1.61%) for all approved credit limits of the Loan for the first 3 months (being the period from the date of Loan disbursement to the third statement date of the respective account), you must be our selected customer and do not hold or obtain any approved Revolving Credit Facility from us for the past 12 months immediately preceding your Loan approval date and you must submit a Loan application and obtain the approval of the Loan during the promotional period; and you must submit a Loan application and obtain the approval of the Loan during the promotional period. For interest rate (p.a.) following the first 3 months, APR and your applicable interest rate, please call our hotline 27488080 or log on to HSBC HK App. The APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Banks, and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.