Finance your drive to sustainability
Borrow up to HKD3 million, or 23 times your monthly salary, or the purchase price of your electric vehicle, whichever is the lowest, and pay it back in instalments over a period of up to 60 months.
- Enjoy preferential interest rate for HSBC Electric Vehicle Loans
- You can set a flexible repayment period of up to 60 months and pay your loan back in fixed monthly payments
- You won't be charged any handling fees for the loan
APR
As low as
2.25%[@loans-evlowannualisedrateoffer]
Monthly flat rate
As low as
0.10%[@loans-evlowannualisedrateoffer]
Cash rebates of up to HKD7,500 and HSBC motor insurance offer
- All HSBC Electric Vehicle Personal Instalment Loan customers can enjoy an APR as low as 2.25%[@loans-evlowannualisedrateoffer] and up to HKD7,500 in cash rebate[@loans-evcashrebateeligibility]. Terms and conditions apply.
- HKD500 Challenger Cash Vouchers will be offered to the customer who successfully apply for Motor Insurance choosing Comprehensive Cover through online between 2 December 2024 and 14 February 2025 (both days inclusive).
- Free Charger Liability Coverage will be offered to the customer who apply for Motor Insurance choosing Comprehensive Cover (Electric vehicle customers only) through online submission on or before 31 Dec 2025. Terms and conditions apply.
Tesla Home Charging Installation Package or priority delivery for HSBC customers
Enjoy complimentary Tesla Home Charging Installation Package or priority delivery service when you successfully apply for and draw down from an HSBC Electric Vehicle Personal Instalment Loan to buy a Tesla electric vehicle. Terms and conditions apply.
dpws-tools-calculator-creator
- The monthly repayment amount, monthly flat rate, Annualised Percentage Rate (APR) and total interest amount shown in the calculator are for indication only and are not meant to be final.
- The illustration does not reflect the actual allocation of principal and interest. Please also note that the actual monthly repayment amount may differ, customers should refer to the loan confirmation letter for the actual related information.
- The monthly repayment amount and the APR is calculated based on a 12, 18, 24, 30, 36, 42, 48, 54 or 60-month repayment period and loan amount of every HKD10,000. The monthly repayment amount is rounded up to one decimal place.
- The APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Banks, and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.
- Terms and conditions apply.
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Things you should know
Eligibility
To be eligible for HSBC Electric Vehicle Personal Instalment Loan, you must:
- be a Hong Kong resident
- be at least 18 years old
- have a monthly income of at least HKD5,000
- not have other car loan applications for the electric vehicle and you haven't paid for the vehicle in full
In addition to the general documents required to process a loan application, other documents you'll need to provide:
- Prior to loan drawdown, provide past 6 months' proof of the order agreement or documents showing the payment of deposits for the purchase of eligible electric vehicle[@loans-evpurchaseproof]
- Within 6 months after loan drawdown, provide vehicle registration document or related documents as proof of electric vehicle ownership[@loans-evownership]
How to apply
Via online form
Fill out an online form and we will follow up with you.
Via phone
Call us on our 24/7 application hotline to get started.
Find out more
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Sustainability & Inclusion
Make a difference in the world by embarking on a sustainable and inclusive journey