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Lending to help you reach your financial goals and make the most of life.
Expecting tax season? Take out a HSBC Personal Instalment Loan and enjoy privilege benefits
Spare cash you can withdraw at any time, on your own schedule at 2.90% p.a. for your first 3 months, and at 2.92% APR[@loans-introrate]
Flexible funding when you need it
Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply
Consolidate your other loans and credit card balances into a high loan amount of up to 23 times your monthly salary or HKD3 million (whichever is lower) without any handling fees
Prepare for the 2024 / 2025 tax season with our low-interest instalment loans
Enjoy preferential financing rates as you pay for your electric vehicle.
Note
To borrow or not to borrow? Borrow only if you can repay!