Items |
Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program and Electric Vehicle Personal Instalment Loan) |
||
|---|---|---|---|
Annual Fee |
Not applicable |
Not applicable |
1% of the limit (maximum HKD1,000) |
Handling Charge |
Subject to promotional offer |
Subject to promotional offer |
Not applicable |
Early Redemption Penalty |
2% of outstanding principal amount plus repayment of any applicable promotional offers |
2% of outstanding principal amount plus repayment of any applicable promotional offers |
Not applicable |
Deferred Payment |
Deferred Payment (for 1st repayment): 2.25% per month on approved loan amount, calculated on daily basis |
Deferred Payment (for 1st repayment): 2.25% per month on approved loan amount, calculated on daily basis |
Not applicable |
Late Charge |
2.25% per month calculated on daily basis for amounts in arrears, plus HKD400 on each instalment due to insufficient funds |
2.25% per month calculated on daily basis for amounts in arrears, plus HKD400 on each instalment due to insufficient funds |
8% flat on payment in arrears (minimum HKD100, maximum HKD200) plus Prevailing Rate |
Unauthorized Overdraft Handling Charge |
Not applicable |
Not applicable |
HKD120 |
Items |
Annual Fee |
|---|---|
Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program and Electric Vehicle Personal Instalment Loan) |
Not applicable |
|
Not applicable |
|
|
1% of the limit (maximum HKD1,000) |
|
Items |
Handling Charge |
Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program and Electric Vehicle Personal Instalment Loan) |
Subject to promotional offer |
|
Subject to promotional offer |
|
|
Not applicable |
|
Items |
Early Redemption Penalty |
Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program and Electric Vehicle Personal Instalment Loan) |
2% of outstanding principal amount plus repayment of any applicable promotional offers |
|
2% of outstanding principal amount plus repayment of any applicable promotional offers |
|
|
Not applicable |
|
Items |
Deferred Payment |
Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program and Electric Vehicle Personal Instalment Loan) |
Deferred Payment (for 1st repayment): 2.25% per month on approved loan amount, calculated on daily basis |
|
Deferred Payment (for 1st repayment): 2.25% per month on approved loan amount, calculated on daily basis |
|
|
Not applicable |
|
Items |
Late Charge |
Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program and Electric Vehicle Personal Instalment Loan) |
2.25% per month calculated on daily basis for amounts in arrears, plus HKD400 on each instalment due to insufficient funds |
|
2.25% per month calculated on daily basis for amounts in arrears, plus HKD400 on each instalment due to insufficient funds |
|
|
8% flat on payment in arrears (minimum HKD100, maximum HKD200) plus Prevailing Rate |
|
Items |
Unauthorized Overdraft Handling Charge |
Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program and Electric Vehicle Personal Instalment Loan) |
Not applicable |
|
Not applicable |
|
|
HKD120 |