Loans
Lending to help you reach your financial goals and make the most of life.
Expecting tax season? Take out a HSBC Personal Instalment Loan and enjoy 3 benefits
Types of loans
Consolidate your other loans and credit card balances into a high loan amount of up to 23 times your monthly salary or HKD3 million (whichever is lower) without any handling fees
Enjoy a preferential rate by consolidating your other loans and credit cards balances now
Spare cash you can withdraw at any time, on your own schedule at 2.90% p.a. for your first 3 months, and at 2.92% APR[@loans-introrate]
Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply
Redraw at over 1,000 HSBC ATMs, and pay back over a period of up to 60 months
Prepare for the 2024 / 2025 tax season with our low-interest instalment loans
Enjoy preferential financing rates as you pay for your electric vehicle.
What to know before you borrow
Read and find out what you should consider before you apply for a loan
Know more about how to apply for a bank loan, loan rates, and documents needed for personal loans.
Learn the differences between a tax loan and an instalment loan to see which one fits your purposes better
Look at what APR means, why it’s important, and how it's calculated for loans.
Planning to send your child to study abroad? Explore benefits of studying abroad and student education loan.
Check out our one-stop guide for tax payment methods, tax deductibles and tax loans.
Need help?
Find the application and servicing forms you need to take out a loan, and the terms and conditions for the loan
Find a suitable lending product to match with your specific needs by answering a few simple questions
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Notes
To borrow or not to borrow? Borrow only if you can repay!