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HSBC Swift Save Insurance Plan

Up to $1,088 RC premium rebate[@insurance-swiftsave-new-year-offer] plus guaranteed returns of up to 3.14% p.a.[@insurance-swiftsave-3-year-returns] in HKD in 3 years with our savings insurance – available online only.

Up to $1,088 RC premium rebate[@insurance-swiftsave-new-year-offer] plus guaranteed returns

Pay for over 2 years and receive guaranteed returns after 3 or 5 years. The plan is available in HKD or USD.

Get discounted rates with the promo code "2025WISH". Limited quota only, so act fast! See offer details.

Log on to HSBC Online Banking or HSBC HK Mobile Banking app to get started.

Key benefits

Guaranteed returns[@insurance-swiftsave-guaranteedannualreturn] in multiple currencies

Get guaranteed returns on 3-year or 5-year plan, available in HKD or USD—see details.

Your policy on your terms

Choose whether you want to pay your premium as a lump sum[@insurance-swiftsave-aggregatepremiums], annual or monthly payments

Financial security for loved ones

Enjoy more assurance with additional coverage on top of life protection, for yourself and your loved ones in the event of the unexpected

Start 2025 with offer of the year: Get a premium rebate of up to $1,088 RewardCash[@insurance-swiftsave-new-year-offer] + guaranteed return!

1) Want to build your savings? Apply with ‘2025WISH’ now to get guaranteed 3.14% p.a. HKD return in 3 years[@insurance-swiftsave-3-year-returns] after discount. Plus, get a premium rebate of $788 RC[@insurance-swiftsave-new-year-offer]. Grab the offer now! T&Cs apply.


2) Join the Well+ ‘Get Insured Online Challenge’ to earn an extra premium rebate of up to $300 RC[@insurance-swiftsave-ibb-offer]. T&Cs apply.

Guaranteed annualised return[@insurance-swiftsave-guaranteedannualreturn]

The following table shows the guaranteed rates after discount using promo code “2025WISH” for each currency, calculated based on the lump sum payments[@insurance-swiftsave-aggregatepremiums] for 3 and 5-year policy terms.

Learn more on the return rates for other payment terms
Currency In 3 years In 5 years
HKD 3.14% p.a. + $788 RC premium rebate 3.70% p.a. + $788 RC premium rebate
USD 3.49% p.a. + $788 RC premium rebate 4.20% p.a. + $788 RC premium rebate

The following table shows the guaranteed rates after discount using promo code “2025WISH” for each currency, calculated based on the lump sum payments[@insurance-swiftsave-aggregatepremiums] for 3 and 5-year policy terms.

Learn more on the return rates for other payment terms
Currency HKD
In 3 years 3.14% p.a. + $788 RC premium rebate
In 5 years 3.70% p.a. + $788 RC premium rebate
Currency USD
In 3 years 3.49% p.a. + $788 RC premium rebate
In 5 years 4.20% p.a. + $788 RC premium rebate

How to apply

Eligibility

To apply for HSBC Swift Save Insurance Plan, you'll need to meet all of these requirements:

  • be aged[@insurance-jwip-age] between 19 and 75
  • hold an existing HSBC integrated bank account
  • meet our criteria for nationality (country/region/territory), address and residency— which are subject to change from time to time
  • be registered for online banking

HSBC Swift Save Insurance is a life insurance plan with a savings element underwritten by HSBC Life (International) Limited ("HSBC Life"). It is not equivalent or similar to bank deposit. Policyholders are subject to HSBC Life's credit risk and early surrender loss.

Apply now

Apply online now

Limited quota available—so log on and apply now!

If you have any questions, you can talk to us via Live Chat. We're available from 10:30am to 10:00pm, Mondays to Fridays (except public holidays).

Or apply on mobile

Alternatively, you can apply for an HSBC Swift Save Insurance Plan on the HSBC HK Mobile Banking app.

Find out more

Can you summarise the plan for me? 

Are any additional benefits included in this policy? 

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Notes

    Disclaimer 

    HSBC Swift Save Insurance Plan is a life insurance plan with a savings element underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. It is not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.

    HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the Hong Kong Special Administrative Region.  This product is a product of HSBC Life but not HSBC and it is intended only for sale in the Hong Kong SAR. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid. Your benefit is subject to the credit risk of HSBC Life. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only.

    In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly.