HSBC Swift Save Insurance Plan

Note:

Maximum maturity benefit[@insurance-swiftsave-maturitybenefitdefinition]: You can apply for multiple policies of the HSBC Swift Save Insurance Plan. For each currency, the total maturity benefit for each life insured should not exceed the maximum maturity benefit amount.

Policy currency risk: If your payment currency is different to your policy currency, any exchange rate fluctuation may affect your premium and levy payment amounts. Please refer to the policy currency risk on the product brochure.

HSBC Swift Save Insurance Plan is a plan with limited offer, and HSBC Life reserves the right to accept or decline any application subject to the plan's availability across different currencies.

These additional benefits will be included in the policy at no extra cost.

• Additional lump sum payout for accidental death
  If the insured person passes away in an accident before the policy term ends or reach age[@insurance-jwip-age] 80, whichever is earlier, the beneficiaries will get an extra 30% of the total premium[@insurance-swiftsave-totalbasicplanpremiumpaid3] paid on top of the death benefit payable as an additional accidental death benefit[@insurance-switfsave-additionalaccidentaldeathbenefit].
• Receive benefit payout in advance if diagnosed with terminal illness[@insurance-swiftsave-terminalillness]
  If the insured person is diagnosed with a terminal illness[@insurance-swiftsave-terminalillness] before age[@insurance-jwip-age] 65, they will get the death benefit paid in advance.
• Pause premium payments if you're unemployed
  If you're unemployed for at least 30 consecutive days between the ages[@insurance-jwip-age] of 19 and 64, our unemployment benefit[@insurance-swiftsave-unemployment] gives you 365 days off paying premiums without affecting your full protection under the policy. This benefit applies to Hong Kong residents only and to monthly or annual payment mode only.