Fire Insurance

We will cover the cost of rebuilding your home in the event of damage from fire and lightning, explosion, flood, typhoon and storm damage, earthquake, landslide and subsidence.

In addition to the cover offered by our standard plan, your home will also be insured against damage caused by a wide range of other events. This includes faulty water tanks, apparatus and pipes, impacts from aircraft or vehicles (as long as it’s not your vehicle), riots and strikes, and malicious damage.

For more details, refer to our insurance policy wording.

• War and related perils
  
• Fire and explosion if it results from an earthquake, volcanic eruption or other natural disaster (unless otherwise specified in Policy Schedule)
  
• Spontaneous fermentation or heating of any part of your property or any damage resulting from the application of heat
  
• Riot, civil commotion, strikers or locked out workers (unless otherwise specified in Policy Schedule)
  
• Theft during or after a fire
  
• Damage to any electrical machine or apparatus arising from its own over running, excessive pressure, short circuiting, self heating , arcing or leakage of electricity
  
• Damage to a property covered by another insurance policy
  
• Goods held in trust or on commission (unless you are legally liable for them)
  
• Consequential loss or damage of any kind or description

For more details, refer to our insurance policy wording.

Fire Insurance Policy Booklet

See the full terms and conditions of your Fire Insurance policy.

Please note: The premiums are not guaranteed to remain unchanged and AXA General Insurance Hong Kong Limited reserves the right to vary the premiums of the policy.

Levy collected by the Insurance Authority will be imposed on this policy at the applicable rate. For further information, please visit www.axa.com.hk/ia-levy or contact AXA at (852) 2867 8678.

For more details, refer to our insurance policy wording.