Top of main content

Apply for a Spending Instalment Plan on the Reward+ app

Split repayments on your credit card in just a few simple steps

Apply in just a few steps

You can apply for a Spending Instalment Plan any time on the Reward+ app with these simple steps:

  • Log on to the app
  • Follow the steps to complete your application
  • Receive approval instantly[@cards-sip-instant-approval]

Don't have the app yet? You can download it from our Reward+ page.

Get started

To start, you'll need to be on the latest version of the Reward+ app.

Step 1

Log on, go to 'Account' and select an eligible credit card, then choose 'Spending Instalment Plan'.

Step 2

Tap the button on the screen to choose whether you want to split your account balance into multiple instalments or keep it as a single transaction.

3 easy steps to apply

Follow these steps to complete your application.

Step 1

Adjust the default instalment amount or repayment period if you need to. Tap ‘Review application’ to continue.

Step 2

Review your application details, then press ‘Submit’.

Step 3

You can select ‘Check your application result’ after submitting your application. Your application will be approved instantly and your plan will be set up right away[@cards-sip-instant-approval].

Check your application status

You can check the status of your application or the details of the plan instantly, at any time.

Step 1

Go to 'Account', then tap on the credit card you chose to use for the instalment plan.

Step 2

Choose 'Spending Instalment Plan', then 'Spending Instalment Plan record' for more information.

You may also be interested in

Split repayments on your credit card in just a few simple steps.
Unlock your credit's potential – easily convert unused credit limit to cash or transfer outstanding balances from other cards to your HSBC account, and repay in instalments.
Expecting tax season? Take out a HSBC Personal Instalment Loan and enjoy 3 benefits
Enjoy exclusive rewards and privileges when you shop, eat and travel with an HSBC credit card.

Important information

To borrow or not to borrow? Borrow only if you can repay!