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Rewards of Your Choice

Earn up to 2.4% RewardCash rebate all year round in your favourite spending categories.

From now until 31 December, 2024, if you have registered for the "2024 Red Hot Rewards of Your Choice" programme, you may pre-register for the "2025 Red Hot Rewards of Your Choice" programme using the button below. If you did not register for the "2024 Red Hot Rewards of Your Choice" programme, you will be able to register for the 2025 programme starting from 1 January, 2025.

Enjoy up to 2.4% RewardCash rebate2

From 1 January until 31 December 20252, you can earn up to 2.4% RewardCash rebate (equivalent to 6X RewardCash)3 at a wide range of merchants all year round and allocate your extra 5X RewardCash among you five preferred spending categories4 of Dining, Home, Lifestyle, Shopping and Overseas and Mainland China Spending.

Moreover, we have added new merchants to the "Red Hot Rewards of Your Choice" programme. Find out more from the merchant list under 'Spending categories'. 

How to benefit from Red Hot Rewards of your choice

Simply allocate your extra 5X RewardCash multiplier to a single frequently used spending category in the "Red Hot Rewards of Your Choice" programme to enjoy up to 2.4% RewardCash rebate all year round.

Example: Spending HK$1,000
Basic
1X RewardCash		 Allocated
5X RewardCash		 Total
RewardCash		 Total
RewardCash rebate
$4(HK$1,000/HK$250)
 $20 (HK$1,000/HK$250x5)
 $4 + $20 = $24
 2.4%
Example: Spending HK$1,000
Basic
1X RewardCash		 $4(HK$1,000/HK$250)
Allocated
5X RewardCash		 $20 (HK$1,000/HK$250x5)
Total
RewardCash		 $4 + $20 = $24
Total
RewardCash rebate		 2.4%

How to start earning extra RewardCash

Step 1

Register 4 now or via HSBC Reward+ app to enjoy extra RewardCash all year round

Step 2

Allocate your extra RewardCash to your preferred spending categories

Step 3

Spend in your selected categories and earn more rewards within 3 working days after successful registration

Register Now This link will open in a new window

Please register via Reward+ or submit your registration form via HSBC website on or after 1 January 2025 and you will start earning extra RewardCash within 3 working days after completing the Registration. If your registration is not successful, a rejection notification will be sent to your email address on the Bank's record, or your correspondence address in case there is no valid record of email address. Otherwise you will start earning Extra RewardCash within 3 working days after completing the registration, and the details will be shown on your next and any subsequent monthly credit card statement.

Spending categories

Simply allocate the extra 5X RewardCash to your preferred spending categories4 to enjoy these year-round rewards.

Dining

Spending at dining outlets in Hong Kong5

Overseas and Mainland China Spending

Spending made overseas, in mainland China and Macau6

Lifestyle

Spending at designated merchants

Learn more

Home

Spending at designated merchants

Learn more

Shopping

Spending at designated merchants

Learn more

Fitness

Be Earth*

PURE Group

Snap Fitness

Square Fitness

Cinemas

CGV Cinemas

Emperor Cinemas

Festival Grand Cinema

Golden Harvest Cinemas

Grand Kornhill Cinema

Grand Windsor Cinema

K11 Art House

MCL Cinemas

Movie Town

StagE

STAR Cinema

the sky

Entertainment

bakebe

Cityline (Hong Kong) Limited

EF English Centers

Greenery Music

HKTicketing

KKBOX

KKTix

Moov

Neway CEO Karaoke

Tom Lee Music

Travel Agents

hutchgo

KKDay

Klook

Miramar Travel^

Sunflower Travel

Trip.com*

Wing On Travel

YMT Travel

Personal Wellness

Moood Massage

shh massage

Sun and Moon Massage

TONI&GUY HONG KONG*

Zi Massage & Wellness*

Transportation

Caltex*

Citybus*

ESSO*

HKeToll*

HK Tramways*

KMB*

MTR*

Remarks:

This promotion is only applicable to the stores in Hong Kong of all designated merchants (excluding counters at department stores and outlets).

*New participating merchant

^ Excludes online hotel booking.

Lifestyle 

Home 

Shopping 

To borrow or not to borrow? Borrow only if you can repay!

Other offers and rewards

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Latest Offers

 
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Enjoy sizzling credit card offers on Dining, Shopping, Travel and more

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HSBC Reward+ mobile app

 
Links to HSBC Reward+ Mobile App page

Download our credit card mobile app to manage your accounts and pay any transactions with RewardCash anytime, anywhere 

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home&Away

 
Links to home&Away page This link will open in a new window

An array of offers from over 160 countries. Enjoy the benefits with HSBC card anywhere.

Apply for a credit card

 

If you're not yet an HSBC credit card holder, it's easy to apply online.

Download the HSBC Reward+ app

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Download from the apple app store
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Download Google Play from the app store

Notes

Apple, the Apple logo, iPhone and Touch ID are trademarks of Apple Inc., registered in the US and other countries / regions. App Store is a service mark of Apple Inc.

Google playTM is a trademark of Google Inc. AndroidTM is a trademark of Google Inc.

Remarks 

  1. According to RFi Group Hong Kong Priority & Retail Banking Council Study 2017 H1.
  2. Promotional period is from 1 January 2025 to 31 December 2025. You are entitled to receive extra RewardCash for your first HKD100,000 spending at designated spending categories and merchants during the effective period indicated in the "Red Hot Rewards of Your Choice" programme details shown on the monthly credit card statement. To participate in this promotion, cardholders are required to register on or before 31 October 2025.
  3. Cardholders earn basic RewardCash $1 for every HK$250 spent. 6 times RewardCash is inclusive of the 5 times extra RewardCash under the Red Hot Rewards of Your Choice programme and the basic 1 time RewardCash earned under the RewardCash Programme.
  4. You are required to register once with any eligible HSBC personal credit card. The extra RewardCash multiplier for selected spending categories will be automatically applied to all eligible primary and additional credit cards under your name. If your registration is not successful, a rejection notification will be sent to your email address on the Bank's record, or your correspondence address in case there is no valid record of email address. Otherwise you will start earning Extra RewardCash within 3 working days after completing the registration, and the details will be shown on your next and any subsequent monthly credit card statement. No change or cancellation is permitted after registration.
  5. Only dining outlets in Hong Kong classified as restaurants or dining merchants according to the merchant codes VISA International, Mastercard Asia/Pacific (Hong Kong) Limited and China Union Pay are included in Dining. Transactions made in respect of banquet services, private functions, private room events, dining outlets in hotels, department stores, associations and clubhouses, and the food and beverage services provided by a designated merchant of other spending categories will not be counted as an eligible transaction.
  6. Eligibility of overseas, mainland China and Macau spending will be decided according to how such country / region is coded by VISA International, Mastercard Asia/Pacific (Hong Kong) Limited and China UnionPay. Any transactions made in Hong Kong or in Hong Kong Dollar are excluded in this category.
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