More cash, more financial flexibility with Cash Instalment Plan, this tax season
Convert your available credit limit into cash, or transfer outstanding balance from other credit cards onto your HSBC credit card. Some of the benefits you'll enjoy with our Cash Instalment Plan include:
- Make repayments flexibly over 6 to 60 months
- Manage your debt easily with fixed monthly repayment amounts over a fixed repayment period
- Get cash credited directly into your selected account
- Receive cash in your account the same day your loan gets approved[@cards-same-day-disbursement] (within opening hours[@cards-sip-instant-approval])
Monthly handling fee
as low as
0.21%[@cards-cashinstalmonthlyhandlingfee]
You can also submit your supporting documents via HSBC HK Mobile Banking App.
Make your move with HSBC Cash instalment
Enjoy a rebate of up to HKD3,600 in spending credit
- Up to HKD3,100 spending credit - apply between 12 December 2024 and 5 February 2025 to enjoy below offers:
- New-to-Lending Customer offer: Up to HKD3,100 spending credit
- Other Customer offer: Up to HKD1,600 spending credit
Terms and conditions apply. - ⚡ New year time-limited offer: extra HKD500 spending credit – From 3 January 2025 to 5 February 2025, get extra HKD500 spending credit by cashing out HKD80,000 or more, with a repayment period of 24 months or more.
Terms and conditions apply.
Extra $200 RewardCash
Until 28 February 2025, new HSBC credit card holder can enjoy an extra $200 RewardCash for a successful application for Cash instalment plan. T&Cs apply.
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Things you should know
Apply now
Via HSBC HK App
If you have the HSBC HK App installed on your device and have set up mobile banking, you can complete your application in the app.
Scan the QR code to open the HSBC HK App
Apply and see your application status instantly
Check your status in just a few taps
You can apply for a Cash Instalment Plan and see your plan details easily on the HSBC HK Mobile Banking app. Simply log on and follow these steps.
- Step 1: Select the card you want to apply with, tap 'View more', 'Create or view Cash Instalment Plan', then 'Get started'.
- Step 2: Read the introduction, select 'Continue', then read the key facts statement and product terms and conditions.
- Step 3: Enter the amount you want to apply for, select a repayment plan and fill in other information, then confirm the details to submit your application and see your application status instantly!