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Compare credit cards

See which card and perks suit you best.

At a glance

Manage your spending with ease and enjoy fabulous rewards at home, in mainland China or beyond.

Welcome offers

Terms and conditions apply.
  • Up to $800 RewardCash[@cards-welcomeoffer]

  • First 2-year annual fee waiver

Rewards

Terms and conditions apply.
  • Earn 4.4% RewardCash on your purchases in Mainland China

  • Pay easily using QR codes in mainland China, Hong Kong, Macau or other regions that accept UnionPay QR codes

Travel privileges

Terms and conditions apply.
  • Not applicable

Dining privileges

Terms and conditions apply.

What else could you enjoy?

Terms and conditions apply.
  • Extra 2.4% RewardCash by choosing Overseas and Mainland China Spending categories in Red Hot Rewards of Your Choice

  • Give us a call on our dedicated concierge hotline to find the support you need

  • Learn more about our Assist Services—Emergency Medical Assistance, Emergency Travel Assistance, and Concierge Service

Can you apply?

Eligibility
  • An annual income of HKD120,000 or above

Notes