The card that makes earning rewards easy
Earning rewards is easier than ever. Get up to 4% RewardCash rebate when you spend online, 1% for designated spending categories.
Welcome offer
- Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment PlanFootnote link 1
- Perpetual annual fee waiver
Earn extra RewardCash by spending in these categories
Exclusive benefits and offers
Earn rewards on designated spending categories
Enjoy 1% RewardCash on spending with your Red Credit Card in any of these categories:
- Enjoy dining at restaurants and eateries in Hong Kong
- Spend in foreign currency on your travels in mainland China, Macau, and overseas
- Indulge in health and leisure at cinemas, ticket offices, and fitness centres
- Shop smart and manage home spends at supermarkets, furniture and home appliance stores, and telecom service providers
- Indulge in some self-care with lifestyle spends in beauty and fashion, pet care, and at bookstores
Earn HSBC Reward+ Red Hot Stamp Card Rewards
Receive HSBC Reward+ stamps and get RewardCash when you spend the designated amount in a single transaction.
- Get up to $40 in RewardCash when you spend at McDonald'sEarn HSBC Reward+ stamps and receive up to $40 in RewardCash each month when you spend HKD30 or above in a single transaction at McDonald's. T&Cs apply This link will open in a new window.
- Get up to $90 in RewardCash when you spend at MCL CinemasEarn HSBC Reward+ stamps and receive up to $90 in RewardCash during each phase when you spend HKD50 or above in a single transaction at MCL Cinemas. T&Cs apply This link will open in a new window.
Additional benefits you can enjoy
- Perpetual annual fee waiverEnjoy a perpetual waiver on your annual fees with your card—no spending limits required!
- Activate your virtual card once your application has been approvedOnce your application has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!
Things you should know
Eligibility
An annual income of HKD120,000 or above
Apply online now
With HSBC Personal Internet Banking
Without HSBC Personal Internet Banking
Frequently asked questions
Get more from your card
Make the most of your credit card through our mobile apps, credit card offers and services
Catch the latest fabulous credit card offers
RewardCash couldn't be easier to earn with an array of offers! Enjoy a wide range of options in redeeming your RewardCash the way you want – to offset purchase transactions, redeem miles, cash vouchers, gifts and more!
Enjoy exclusive discounts on dining, shopping, travel and more perks
Notes
- New Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. Terms and conditions apply.
- The 4%/1% RewardCash rebates of the HSBC Red Credit Card are subject to its Reward Scheme terms and conditions and do not apply to e-wallet transactions. Reload of e-wallets will not earn any RewardCash (except for reload to PayMe and via Octopus Automatic Added Value Service). For details, please visit the RewardCash terms and conditions.