HSBC HK App Time Deposit offer | Foreign Currency

Want to build up your currency reserves or need exchange soon? Why not capture opportunities to exchange foreign currencies in advance, and place a time deposit with a tenor of as short as 1 week to earn extra interest income? Our FX & Time Deposit offer is now available in HSBC HK App, so taking advantage of it is even more convenient!

HSBC HK App Exclusive - get a bonus +1% p.a. time deposit rate

Enjoy a bonus deposit rate of +1% p.a. on top of our prevailing preferential time deposit rates to get deposit interest of up to 13.5% p.a. when you exchange funds to any of the designated currencies, and place a 1-week time deposit via HSBC HK App¹. New fund is not required.

After applying +1% p.a. bonus deposit rate for 1-week tenor:
Currency Exchanged to (Designated Currency)	Interest rates (p.a.) for 1-week tenor (p.a.)	Interest rates for 1-month tenor (p.a.)
Australian Dollar (AUD)	13.00%	3.50%
Canadian Dollar (CAD)	13.00%	3.80%
Pound Sterling (GBP)	13.50%	3.50%
New Zealand Dollar (NZD)	13.00%	3.50%
Renminbi (RMB)	12.00%	3.50%
Euro (EUR)	8.00%	3.00%
United States Dollar (USD)	9.00%	4.50%
Hong Kong Dollar (HKD)	9.00%	4.50%

After applying +1% p.a. bonus deposit rate for 1-week tenor:
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest rates (p.a.) for 1-week tenor (p.a.)	13.00%
Interest rates for 1-month tenor (p.a.)	3.50%

Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest rates (p.a.) for 1-week tenor (p.a.)	13.00%
Interest rates for 1-month tenor (p.a.)	3.80%

Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest rates (p.a.) for 1-week tenor (p.a.)	13.50%
Interest rates for 1-month tenor (p.a.)	3.50%

Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest rates (p.a.) for 1-week tenor (p.a.)	13.00%
Interest rates for 1-month tenor (p.a.)	3.50%

Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.00%
Interest rates for 1-month tenor (p.a.)	3.50%

Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest rates (p.a.) for 1-week tenor (p.a.)	8.00%
Interest rates for 1-month tenor (p.a.)	3.00%

Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest rates (p.a.) for 1-week tenor (p.a.)	9.00%
Interest rates for 1-month tenor (p.a.)	4.50%

Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest rates (p.a.) for 1-week tenor (p.a.)	9.00%
Interest rates for 1-month tenor (p.a.)	4.50%

After applying +1% p.a. bonus deposit rate for 1-week tenor:
Currency Exchanged to (Designated Currency)	Interest rates (p.a.) for 1-week tenor (p.a.)	Interest rates for 1-month tenor (p.a.)
Australian Dollar (AUD)	12.80%	3.40%
Canadian Dollar (CAD)	12.80%	3.70%
Pound Sterling (GBP)	13.30%	3.40%
New Zealand Dollar (NZD)	12.80%	3.40%
Renminbi (RMB)	11.80%	3.40%
Euro (EUR)	7.90%	2.90%
United States Dollar (USD)	8.90%	4.40%
Hong Kong Dollar (HKD)	8.90%	4.40%

After applying +1% p.a. bonus deposit rate for 1-week tenor:
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.80%
Interest rates for 1-month tenor (p.a.)	3.40%

Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.80%
Interest rates for 1-month tenor (p.a.)	3.70%

Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest rates (p.a.) for 1-week tenor (p.a.)	13.30%
Interest rates for 1-month tenor (p.a.)	3.40%

Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.80%
Interest rates for 1-month tenor (p.a.)	3.40%

Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest rates (p.a.) for 1-week tenor (p.a.)	11.80%
Interest rates for 1-month tenor (p.a.)	3.40%

Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest rates (p.a.) for 1-week tenor (p.a.)	7.90%
Interest rates for 1-month tenor (p.a.)	2.90%

Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest rates (p.a.) for 1-week tenor (p.a.)	8.90%
Interest rates for 1-month tenor (p.a.)	4.40%

Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest rates (p.a.) for 1-week tenor (p.a.)	8.90%
Interest rates for 1-month tenor (p.a.)	4.40%

After applying +1% p.a. bonus deposit rate for 1-week tenor:
Currency Exchanged to (Designated Currency)	Interest rates (p.a.) for 1-week tenor (p.a.)	Interest rates for 1-month tenor (p.a.)
Australian Dollar (AUD)	12.50%	3.30%
Canadian Dollar (CAD)	12.50%	3.60%
Pound Sterling (GBP)	13.00%	3.30%
New Zealand Dollar (NZD)	12.50%	3.30%
Renminbi (RMB)	11.50%	3.30%
Euro (EUR)	7.80%	2.80%
United States Dollar (USD)	8.80%	4.30%
Hong Kong Dollar (HKD)	8.80%	4.30%

After applying +1% p.a. bonus deposit rate for 1-week tenor:
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.50%
Interest rates for 1-month tenor (p.a.)	3.30%

Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.50%
Interest rates for 1-month tenor (p.a.)	3.60%

Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest rates (p.a.) for 1-week tenor (p.a.)	13.00%
Interest rates for 1-month tenor (p.a.)	3.30%

Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.50%
Interest rates for 1-month tenor (p.a.)	3.30%

Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest rates (p.a.) for 1-week tenor (p.a.)	11.50%
Interest rates for 1-month tenor (p.a.)	3.30%

Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest rates (p.a.) for 1-week tenor (p.a.)	7.80%
Interest rates for 1-month tenor (p.a.)	2.80%

Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest rates (p.a.) for 1-week tenor (p.a.)	8.80%
Interest rates for 1-month tenor (p.a.)	4.30%

Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest rates (p.a.) for 1-week tenor (p.a.)	8.80%
Interest rates for 1-month tenor (p.a.)	4.30%

After applying +1% p.a. bonus deposit rate for 1-week tenor:
Currency Exchanged to (Designated Currency)	Interest rates (p.a.) for 1-week tenor (p.a.)	Interest rates for 1-month tenor (p.a.)
Australian Dollar (AUD)	13.00%	3.50%
Canadian Dollar (CAD)	13.00%	3.80%
Pound Sterling (GBP)	13.50%	3.50%
New Zealand Dollar (NZD)	13.00%	3.50%
Renminbi (RMB)	12.00%	3.50%
Euro (EUR)	8.00%	3.00%
United States Dollar (USD)	9.00%	4.50%
Hong Kong Dollar (HKD)	9.00%	4.50%

After applying +1% p.a. bonus deposit rate for 1-week tenor:
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest rates (p.a.) for 1-week tenor (p.a.)	13.00%
Interest rates for 1-month tenor (p.a.)	3.50%

Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest rates (p.a.) for 1-week tenor (p.a.)	13.00%
Interest rates for 1-month tenor (p.a.)	3.80%

Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest rates (p.a.) for 1-week tenor (p.a.)	13.50%
Interest rates for 1-month tenor (p.a.)	3.50%

Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest rates (p.a.) for 1-week tenor (p.a.)	13.00%
Interest rates for 1-month tenor (p.a.)	3.50%

Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.00%
Interest rates for 1-month tenor (p.a.)	3.50%

Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest rates (p.a.) for 1-week tenor (p.a.)	8.00%
Interest rates for 1-month tenor (p.a.)	3.00%

Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest rates (p.a.) for 1-week tenor (p.a.)	9.00%
Interest rates for 1-month tenor (p.a.)	4.50%

Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest rates (p.a.) for 1-week tenor (p.a.)	9.00%
Interest rates for 1-month tenor (p.a.)	4.50%

After applying +1% p.a. bonus deposit rate for 1-week tenor:
Currency Exchanged to (Designated Currency)	Interest rates (p.a.) for 1-week tenor (p.a.)	Interest rates for 1-month tenor (p.a.)
Australian Dollar (AUD)	12.80%	3.40%
Canadian Dollar (CAD)	12.80%	3.70%
Pound Sterling (GBP)	13.30%	3.40%
New Zealand Dollar (NZD)	12.80%	3.40%
Renminbi (RMB)	11.80%	3.40%
Euro (EUR)	7.90%	2.90%
United States Dollar (USD)	8.90%	4.40%
Hong Kong Dollar (HKD)	8.90%	4.40%

After applying +1% p.a. bonus deposit rate for 1-week tenor:
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.80%
Interest rates for 1-month tenor (p.a.)	3.40%

Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.80%
Interest rates for 1-month tenor (p.a.)	3.70%

Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest rates (p.a.) for 1-week tenor (p.a.)	13.30%
Interest rates for 1-month tenor (p.a.)	3.40%

Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.80%
Interest rates for 1-month tenor (p.a.)	3.40%

Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest rates (p.a.) for 1-week tenor (p.a.)	11.80%
Interest rates for 1-month tenor (p.a.)	3.40%

Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest rates (p.a.) for 1-week tenor (p.a.)	7.90%
Interest rates for 1-month tenor (p.a.)	2.90%

Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest rates (p.a.) for 1-week tenor (p.a.)	8.90%
Interest rates for 1-month tenor (p.a.)	4.40%

Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest rates (p.a.) for 1-week tenor (p.a.)	8.90%
Interest rates for 1-month tenor (p.a.)	4.40%

After applying +1% p.a. bonus deposit rate for 1-week tenor:
Currency Exchanged to (Designated Currency)	Interest rates (p.a.) for 1-week tenor (p.a.)	Interest rates for 1-month tenor (p.a.)
Australian Dollar (AUD)	12.50%	3.30%
Canadian Dollar (CAD)	12.50%	3.60%
Pound Sterling (GBP)	13.00%	3.30%
New Zealand Dollar (NZD)	12.50%	3.30%
Renminbi (RMB)	11.50%	3.30%
Euro (EUR)	7.80%	2.80%
United States Dollar (USD)	8.80%	4.30%
Hong Kong Dollar (HKD)	8.80%	4.30%

After applying +1% p.a. bonus deposit rate for 1-week tenor:
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.50%
Interest rates for 1-month tenor (p.a.)	3.30%

Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.50%
Interest rates for 1-month tenor (p.a.)	3.60%

Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest rates (p.a.) for 1-week tenor (p.a.)	13.00%
Interest rates for 1-month tenor (p.a.)	3.30%

Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest rates (p.a.) for 1-week tenor (p.a.)	12.50%
Interest rates for 1-month tenor (p.a.)	3.30%

Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest rates (p.a.) for 1-week tenor (p.a.)	11.50%
Interest rates for 1-month tenor (p.a.)	3.30%

Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest rates (p.a.) for 1-week tenor (p.a.)	7.80%
Interest rates for 1-month tenor (p.a.)	2.80%

Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest rates (p.a.) for 1-week tenor (p.a.)	8.80%
Interest rates for 1-month tenor (p.a.)	4.30%

Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest rates (p.a.) for 1-week tenor (p.a.)	8.80%
Interest rates for 1-month tenor (p.a.)	4.30%

Want to know more about the interest income you can earn? Try out our interactive calculator to see the indicative interest earnings:

dpws-tools-calculator-creator

The calculation result shown above is indicative only.

Be the first to enjoy the FX & Time Deposit Offer via mobile banking

It takes just two simple steps to exchange currencies and place a time deposit directly through HSBC HK App to earn extra time deposit interest!

two screenshots to show how to exchange to on of our designated currencies

Start with 'Exchange and deposit' in 'Foreign exchange' and click 'Start with Exchange now' to convert funds to one of the 7 designated currencies².

two screenshots to show how to place a time deposit

Tap "Continue with Time Deposit" after completing your currency exchange, and place a 1-week or 1-month time deposit immediately.

It's all hassle-free, and we'll credit the principal and interest directly to your account at maturity.

Tips: Remember to make the transactions via 'Exchange and deposit' on the 'Foreign exchange' page and place a time deposit right after conducting currency exchange to earn extra time deposit interest!

Why wait?

The above HSBC HK App Exclusive offer of extra +1% p.a. time deposit bonus interest rate is valid until 31 December 2024. Terms and conditions apply.

The above interest rates are indicative as of 15 Oct 2024 and are for reference only. They are not guaranteed and are subject to revision based on prevailing market conditions.

Remarks

Prevailing time deposit rates refers to rates offered at other channels including Branch and Phonebanking, which have no bonus rates. The deposit amount of the offer should be no less than HKD10,000, RMB10,000, or 2,000 units in other currencies. Each eligible customer can enjoy the offer more than once. Exchange transactions involving notes exchanges, cash deposits, notes withdrawal, inward/outward remittance, HSBC Global Transfers, FX Order Watch, Mastercard® Debit Card, and Deposit Plus, are not counted as eligible currency exchange transactions and do not qualify for the offers under this promotion. The Offer cannot be used in conjunction with any other currency exchange offers or time deposit interest rate offers.
This offer is only available during Monday to Friday, 08:00 to 19:00 HKT (excluding public holidays in Hong Kong SAR or time deposit currency regions, or when a black rainstorm warning or typhoon signal No. 8 or above is in force in Hong Kong SAR).
If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in.

Note

The screen displays and the images of the website are for reference and illustrative purposes only.

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Risk disclosure

Currency conversion risk - the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer a loss in principal.

Making available to you any advertisements, marketing or promotional materials, market information or other information relating to a product or service shall not, by itself, constitute solicitation of the sale or recommendation of any product or service.

The information in this material does not constitute a solicitation or recommendation for making any deposit or offer for the purchase or sale of or investment in any products.

HSBC HK App Special

HSBC HK App Exclusive - get a bonus +1% p.a. time deposit rate

HSBC Premier Elite / HSBC Global Private Banking

HSBC Premier

HSBC One / Others

dpws-tools-calculator-creator

Be the first to enjoy the FX & Time Deposit Offer via mobile banking

1. Exchange to one of our designated currencies

2. Place a time deposit

Why wait?