What's important to you is important to us
HSBC Premier gives you more of the things you care about to make your life better.
- Wealth planning for today and tomorrowMake better choices for your family's future with our wealth management services and planning solutions, customised for your financial needs.
- Keep your health on trackMake the most of HSBC Premier's exclusive privileges in health protection, treatment and care, for you and your family.
- Bank seamlessly everywhereStay connected with the world anytime and anywhere through HSBC Premier and Global Account Management.
- Global education planning – Prioritise your family and the next generationOur one-stop solution to help you plan for different stages of your children's global education.
- Elevate your travel, dining and lifestyle experienceEnjoy a wide range of exclusive offers in travel, dining, lifestyle and entertainment with HSBC Premier.
Enjoy HSBC Premier Welcome Rewards worth up to HKD42,000
Enjoy rewards worth up to HKD42,000, including exclusive health check offersFootnote link 1 and a Below Balance Fee waiver for 6 monthsFootnote link 2 when you apply for HSBC Premier and complete designated banking transactions from 1 January to 31 March 2025. T&Cs apply This link will open in a new window.
Premier is more than just banking
Our wide range of account features and benefits elevate many different aspects of your life.
Wealth planning for today and tomorrow
Leverage and adapt to various circumstances with comprehensive support from HSBC Premier, whether they pertain to immediate personal objectives or long-term endeavours involving your family and loved ones.
Global education planning – Prioritise your family and the next generation
We offer a comprehensive solution to help you plan for different stages of your children's global education journey. Take advantage of our pioneering HSBC Premier Chief Education Officer service, which includes a 1:1 consultation with an esteemed education partner, plus a host of other exclusive global education privilegesFootnote link 3.
Keep your health on track
Enhance the health and wellness of you and your family with HSBC Premier's comprehensive support. Enjoy exclusive healthcare privileges and tailored offers across prevention, health protection and treatment stages.
Elevate your travel, dining and lifestyle experience
Indulge in an elevated lifestyle with HSBC Premier's range of exclusive offers in travel, dining, lifestyle and entertainment experiences.
Bank seamlessly everywhere
Manage your finances online anytime, anywhere in the world. From international payments and foreign exchange to account opening in new locations and international mortgage referral assistance – we've got you covered.
Discover how HSBC Premier gives you more
We provide lots of ways to elevate your everyday.
Who can apply?
Open an HSBC Premier Bank Account
Open an HSBC Premier account as a new customer or upgrade your existing HSBC One, Personal Integrated Account, standalone HSBC deposit accounts, via HSBC HK Mobile Banking appFootnote link 12 in less than 5mins.
If you're on a desktop scan the QR code with a mobile device to apply on the app.
Other ways to apply
Additional information
How to apply via mobile or online banking
New to HSBC? Open an account via the HSBC HK Mobile Banking app in 5 steps
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Notes
- The HSBC Premier welcome rewards worth up to HKD42,000 is only eligible to customers who successfully join HSBC Premier from 1 January to 31 March 2025 and fulfil the offer requirements. Terms and conditions apply, please refer to the enclosed terms and conditions.
- Customers after joining HSBC Premier are required to maintain an average daily Total Relationship Balance for 3 consecutive months at HKD1,000,000 or above, or a monthly below balance fee of HKD380 will apply after the 6-month Below Balance Fee Waiver Offer ends. Terms and conditions apply, please refer to the enclosed terms and conditions.
Note: Customers are also required to have successfully opened an HSBC Premier investment account and logged on HSBC Online Banking or HSBC HK App at least once by the last day of the first calendar month after the month of Premier account opening/conversion. - Terms and conditions apply.
- Please refer to the payment services – outward payments section of the Bank Tariff Guide for HSBC Wealth and Personal Banking Customers for details.
- HSBC Global Transfers is an instant transfer to self-named or third-party overseas HSBC accounts exclusively available to HSBC Global Private Banking, HSBC Premier Elite, HSBC Premier and HSBC One customers. It is free of charge to HSBC Global Private Banking, HSBC Premier Elite and HSBC Premier customers exclusively. Please refer here for the list of supported countries.
- Customers have to maintain a Total Relationship Balance of HKD1,000,000 or above, which includes your deposit balances, investments, utilised credit facilities, life insurance with savings or investment component, HSBC MPF balances and HSBC ORSO Defined Contribution Scheme balances (which are administered by HSBC Life (International) Limited).
- Overseas mortgages and overseas account opening applications will be handled and processed by overseas HSBC group entities directly and are subject to the approval of the overseas HSBC group entity responsible for the area in which the property is located.
- Emergency encashment services are available to HSBC Premier customers and their family members who have an account with any member of the HSBC group and subject to local regulations. "Family member" means immediate family member including spouse, parents and any dependent (namely, sons, daughters, anyone the customer has legal guardianship over). The eligibility of the family members for this service is subject to our sole determination. In case of disputes in relation to the use of this service, our decision shall be final and conclusive.
- This service is available in selected countries / regions only. Please contact your Premier Relationship Manager or International Banking Centre (IBC) on (852) 2233 3888 to learn more.
- Service operated by MasterCard® Worldwide and its appointed agent / third party service provider.
- To apply for a supplementary card, the parents are required to be the primary cardholders of the HSBC Premier MasterCard® credit card and the children are required to be aged 16 or above.
- Applicable to HKID holders (permanent or non-permanent resident) aged 18-64 residing in Hong Kong who do not hold any HSBC bank/ investment accounts or credit cards currently. If you fall outside this criteria, you can apply in a branch or by phone.
- For new customers, just bring your identification document and a recent proof of address. Please refer to our account application notes for details of account opening required documents. For existing customers upgrading to a Premier account, you don't need to bring an identification document or a proof of address when applying in branch. You can set up HSBC Premier Junior Pack and Premier for Next Generation accounts for your children, and create an investment account when you apply in branch.
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