Deposit Offers

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HSBC Time Deposit Offers

Preferential New Fund Time Deposit Rates

We have changed the eligibility criteria to enjoy preferential new fund time deposit rates. Details can be found within the page.

Save your money for a set period of time to enjoy preferential time deposit rates across HKD, USD, RMB and designated foreign currencies.

"Eligible New Fund Amount" is the net increase in your latest total balance (across all your deposit accounts) compared to the balance as at 7 calendar days ago. This amount is calculated in HKD. If you have placed time deposit(s) with new funds in the past 7 calendar days, that time deposit amount will not be included as part of your latest total balance for calculating the Eligible New Fund Amount.

You can refer to our illustrative examples for the calculation of eligible new fund amount.

To learn more about the online offer, please refer to our Frequently Asked Questions (FAQs).

Place a time deposit now Download Terms and Conditions Preferential New Fund Time Deposit Offers

Preferential HKD New Fund Time Deposit Rates – online offer

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.30%
6 months	3.10%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.10%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.30%
6 months	3.10%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.10%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.10%
6 months	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.10%
6 months	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.30%
6 months	3.10%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.10%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.30%
6 months	3.10%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.10%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.10%
6 months	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.10%
6 months	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.90%

Download Terms and Conditions Download Terms and Conditions USD New Fund Time Deposit Offers Download

Preferential USD New Fund Time Deposit Rates – online offer

Earn double rewards – place a 3-month USD new fund time deposit for up to $6,000 RewardCash! Offer valid till 31 Dec 2024. Act Now! T&C apply.

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.80%
6 months	3.70%
12 months	3.30%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.70%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.30%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.80%
6 months	3.70%
12 months	3.30%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.70%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.30%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.60%
6 months	3.50%
12 months	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.60%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.50%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.60%
6 months	3.50%
12 months	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.60%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.50%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.80%
6 months	3.70%
12 months	3.30%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.70%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.30%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.80%
6 months	3.70%
12 months	3.30%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.70%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.30%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.60%
6 months	3.50%
12 months	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.60%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.50%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.60%
6 months	3.50%
12 months	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.60%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.50%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.10%

Download Terms and Conditions Download Terms and Conditions USD New Fund Time Deposit Offers Download

Preferential RMB New Fund Time Deposit Rates – online offer

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.30%
6 months	1.30%
12 months	1.30%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.30%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.30%
6 months	1.30%
12 months	1.30%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.30%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.00%
6 months	1.00%
12 months	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.00%
6 months	1.00%
12 months	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.00%

For offer details applicable to HSBC GBA Wealth Management Connect Southbound customers, please click here.

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.30%
6 months	1.30%
12 months	1.30%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.30%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.30%
6 months	1.30%
12 months	1.30%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.30%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.00%
6 months	1.00%
12 months	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.00%
6 months	1.00%
12 months	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.00%

For offer details applicable to HSBC GBA Wealth Management Connect Southbound customers, please click here.

Download Terms and Conditions Download Terms and Conditions USD New Fund Time Deposit Offers Download

Preferential Foreign Currency New Fund Time Deposit Rates – online offer

AUD

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.60%
12 months	2.80%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.80%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.60%
12 months	2.80%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.80%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.60%
12 months	2.80%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.80%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.60%
12 months	2.80%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.80%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

NZD

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.70%
12 months	3.00%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.70%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.00%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.70%
12 months	3.00%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.70%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.00%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.70%
12 months	3.00%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.70%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.00%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.70%
12 months	3.00%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.70%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.00%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

CAD

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.40%
6 months	2.60%
12 months	2.80%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.80%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.40%
6 months	2.60%
12 months	2.80%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.80%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.40%
6 months	2.60%
12 months	2.80%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.80%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.40%
6 months	2.60%
12 months	2.80%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.80%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

GBP

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.80%
6 months	2.10%
12 months	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.80%
6 months	2.10%
12 months	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.80%
6 months	2.10%
12 months	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.80%
6 months	2.10%
12 months	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.40%

Download Terms and Conditions Download Terms and Conditions USD New Fund Time Deposit Offers Download

‘Eligible New Fund Amount’ of a customer = (A) Latest total balance (across all deposit accounts) – (B) Total deposit balance as at 7 calendar days ago – (C) Sum of the time deposit amount placed with new funds (to enjoy preferential new fund rates) in the past 7 calendar days (including today)
Date	19 Sep 2023 (Today)
(A) Latest total deposit balance	HKD60,000
(B) Total deposit balance as at 7 calendar days ago (12 Sep 2023)	HKD20,000
(A-B) Net increase in total deposit balance	HKD40,000
(C) Sum of the time deposit amount that have enjoyed preferential new fund rates in the past 7 days (including today)	HKD10,000
(A-B-C) Eligible New Fund Amount	HKD30,000

‘Eligible New Fund Amount’ of a customer = (A) Latest total balance (across all deposit accounts) – (B) Total deposit balance as at 7 calendar days ago – (C) Sum of the time deposit amount placed with new funds (to enjoy preferential new fund rates) in the past 7 calendar days (including today)
Date	(A) Latest total deposit balance
19 Sep 2023 (Today)	HKD60,000

Date	(B) Total deposit balance as at 7 calendar days ago (12 Sep 2023)
19 Sep 2023 (Today)	HKD20,000

Date	(A-B) Net increase in total deposit balance
19 Sep 2023 (Today)	HKD40,000

Date	(C) Sum of the time deposit amount that have enjoyed preferential new fund rates in the past 7 days (including today)
19 Sep 2023 (Today)	HKD10,000

Date	(A-B-C) Eligible New Fund Amount
19 Sep 2023 (Today)	HKD30,000

Note: The illustration is for reference only. In case of disputes arising out of Eligible New Fund Amount, our decision on the meaning shall be final and conclusive.

Preferential HKD New Fund Time Deposit Rates – branch/phone-banking offer

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.30%
6 months	3.10%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.10%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.20%
6 months	3.00%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.20%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.00%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.10%
6 months	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.10%
6 months	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.30%
6 months	3.10%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.10%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.20%
6 months	3.00%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.20%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.00%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.10%
6 months	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.10%
6 months	2.90%

Minimum deposit amount: HKD10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.90%

Download Terms and Conditions Download Terms and Conditions RMB New Fund Time Deposit Offers Download

Preferential USD New Fund Time Deposit Rates – branch/phone-banking offer

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.80%
6 months	3.70%
12 months	3.30%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.70%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.30%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.70%
6 months	3.60%
12 months	3.20%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.70%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.20%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.60%
6 months	3.50%
12 months	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.60%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.50%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.60%
6 months	3.50%
12 months	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.60%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.50%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.80%
6 months	3.70%
12 months	3.30%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.70%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.30%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.70%
6 months	3.60%
12 months	3.20%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.70%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.20%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.60%
6 months	3.50%
12 months	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.60%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.50%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	3.60%
6 months	3.50%
12 months	3.10%

Minimum deposit amount: USD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	3.60%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	3.50%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.10%

Download Terms and Conditions Download Terms and Conditions RMB New Fund Time Deposit Offers Download

Preferential RMB New Fund Time Deposit Rates – branch/phone-banking offer

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.30%
6 months	1.30%
12 months	1.30%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.30%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.20%
6 months	1.20%
12 months	1.20%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.20%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.20%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.20%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.00%
6 months	1.00%
12 months	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.00%
6 months	1.00%
12 months	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.30%
6 months	1.30%
12 months	1.30%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.30%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.20%
6 months	1.20%
12 months	1.20%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.20%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.20%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.20%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.00%
6 months	1.00%
12 months	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.00%
6 months	1.00%
12 months	1.00%

Minimum deposit amount: RMB10,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	1.00%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	1.00%

Download Terms and Conditions Download

Preferential Foreign Currency New Fund Time Deposit Rates – branch/phone-banking offer

AUD

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.60%
12 months	2.80%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.80%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.20%
6 months	2.50%
12 months	2.70%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.20%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.50%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.60%
12 months	2.80%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.80%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.20%
6 months	2.50%
12 months	2.70%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.20%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.50%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: AUD 2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

NZD

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.70%
12 months	3.00%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.70%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.00%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.20%
6 months	2.60%
12 months	2.90%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.20%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.90%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.70%
12 months	3.00%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.70%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	3.00%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.20%
6 months	2.60%
12 months	2.90%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.20%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.90%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: NZD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

CAD

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.40%
6 months	2.60%
12 months	2.80%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.80%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.50%
12 months	2.70%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.50%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.40%
6 months	2.60%
12 months	2.80%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.60%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.80%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.30%
6 months	2.50%
12 months	2.70%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.50%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.30%
12 months	2.50%

Minimum deposit amount: CAD2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.50%

GBP

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.30%
12 months	2.60%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.60%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.80%
6 months	2.10%
12 months	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.80%
6 months	2.10%
12 months	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.10%
6 months	2.40%
12 months	2.70%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.40%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.70%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	2.00%
6 months	2.30%
12 months	2.60%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	2.00%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.30%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.60%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.80%
6 months	2.10%
12 months	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	Time Deposit Interest Rates (p.a.)
3 months	1.80%
6 months	2.10%
12 months	2.40%

Minimum deposit amount: GBP2,000 or above
Tenor	3 months
Time Deposit Interest Rates (p.a.)	1.80%

Tenor	6 months
Time Deposit Interest Rates (p.a.)	2.10%

Tenor	12 months
Time Deposit Interest Rates (p.a.)	2.40%

Download Terms and Conditions Download Terms and Conditions RMB New Fund Time Deposit Offers Download

Note:

Terms and Conditions apply. The above interest rates are indicative as of 13 Nov 2024 and are for reference only. They are not guaranteed and maybe subject to revision, as per prevailing market conditions.

Time deposit placement via the Bank’s phonebanking service is applicable only to "HSBC Premier Elite" and “HSBC Premier” customers. Call (852) 2233 3033 or (852) 2233 3322 respectively.

Foreign Exchange & Time Deposit Offer

Customers exchanging to currencies below and placing the fund into a 1-week, 1-month or 3-month time deposit can enjoy preferential time deposit rates. Applicable to mobile banking (Only applicable for 1-week and 1-month time deposit), branch and phone banking.

From now until 31 December 2024, customers can enjoy a bonus deposit rate of +1.0% p.a. on top of prevailing 1-week time deposit rates when exchanging via mobile banking under this offer. Learn more

Minimum deposit amount : HKD10,000/ RMB10,000/ 2,000 units in other currencies (AUD/ CAD/ GBP/ NZD/ EUR/ USD)

Preferential Interest Rate:

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor	Currency Exchanged to (Designated Currency)	Interest Rates via Mobile Banking (p.a.)	Interest Rates via Branch / Phone Banking (p.a.)
1 week	Australian Dollar (AUD)	13.00%	12.00%
1 week	Canadian Dollar (CAD)	13.00%	12.00%
1 week	Pound Sterling (GBP)	13.50%	12.50%
1 week	New Zealand Dollar (NZD)	13.00%	12.00%
1 week	Renminbi (RMB)	12.00%	11.00%
1 week	Euro (EUR)	8.00%	7.00%
1 week	United States Dollar (USD)	9.00%	8.00%
1 week	Hong Kong Dollar (HKD)	9.00%	8.00%
1 month	Australian Dollar (AUD)	3.50%	3.50%
1 month	Canadian Dollar (CAD)	3.80%	3.80%
1 month	Pound Sterling (GBP)	3.50%	3.50%
1 month	New Zealand Dollar (NZD)	3.50%	3.50%
1 month	Renminbi (RMB)	3.50%	3.50%
1 month	Euro (EUR)	3.00%	3.00%
1 month	United States Dollar (USD)	4.50%	4.50%
1 month	Hong Kong Dollar (HKD)	4.50%	4.50%
3 month	Australian Dollar (AUD)	N/A	4.00%
3 month	Canadian Dollar (CAD)	N/A	4.00%
3 month	Pound Sterling (GBP)	N/A	4.00%
3 month	New Zealand Dollar (NZD)	N/A	4.00%
3 month	United States Dollar (USD)	N/A	4.00%
3 month	Euro (EUR)	N/A	4.00%

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor	1 week
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	13.00%
Interest Rates via Branch / Phone Banking (p.a.)	12.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	13.00%
Interest Rates via Branch / Phone Banking (p.a.)	12.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	13.50%
Interest Rates via Branch / Phone Banking (p.a.)	12.50%

Tenor	1 week
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	13.00%
Interest Rates via Branch / Phone Banking (p.a.)	12.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)	12.00%
Interest Rates via Branch / Phone Banking (p.a.)	11.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	8.00%
Interest Rates via Branch / Phone Banking (p.a.)	7.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	9.00%
Interest Rates via Branch / Phone Banking (p.a.)	8.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)	9.00%
Interest Rates via Branch / Phone Banking (p.a.)	8.00%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	3.50%
Interest Rates via Branch / Phone Banking (p.a.)	3.50%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	3.80%
Interest Rates via Branch / Phone Banking (p.a.)	3.80%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	3.50%
Interest Rates via Branch / Phone Banking (p.a.)	3.50%

Tenor	1 month
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	3.50%
Interest Rates via Branch / Phone Banking (p.a.)	3.50%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)	3.50%
Interest Rates via Branch / Phone Banking (p.a.)	3.50%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	3.00%
Interest Rates via Branch / Phone Banking (p.a.)	3.00%

Tenor	1 month
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	4.50%
Interest Rates via Branch / Phone Banking (p.a.)	4.50%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)	4.50%
Interest Rates via Branch / Phone Banking (p.a.)	4.50%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor	Currency Exchanged to (Designated Currency)	Interest Rates via Mobile Banking (p.a.)	Interest Rates via Branch / Phone Banking (p.a.)
1 week	Australian Dollar (AUD)	12.80%	11.80%
1 week	Canadian Dollar (CAD)	12.80%	11.80%
1 week	Pound Sterling (GBP)	13.30%	12.30%
1 week	New Zealand Dollar (NZD)	12.80%	11.80%
1 week	Renminbi (RMB)	11.80%	10.80%
1 week	Euro (EUR)	7.90%	6.90%
1 week	United States Dollar (USD)	8.90%	7.90%
1 week	Hong Kong Dollar (HKD)	8.90%	7.90%
1 month	Australian Dollar (AUD)	3.40%	3.40%
1 month	Canadian Dollar (CAD)	3.70%	3.70%
1 month	Pound Sterling (GBP)	3.40%	3.40%
1 month	New Zealand Dollar (NZD)	3.40%	3.40%
1 month	Renminbi (RMB)	3.40%	3.40%
1 month	Euro (EUR)	2.90%	2.90%
1 month	United States Dollar (USD)	4.40%	4.40%
1 month	Hong Kong Dollar (HKD)	4.40%	4.40%
3 month	Australian Dollar (AUD)	N/A	4.00%
3 month	Canadian Dollar (CAD)	N/A	4.00%
3 month	Pound Sterling (GBP)	N/A	4.00%
3 month	New Zealand Dollar (NZD)	N/A	4.00%
3 month	United States Dollar (USD)	N/A	4.00%
3 month	Euro (EUR)	N/A	4.00%

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor	1 week
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	12.80%
Interest Rates via Branch / Phone Banking (p.a.)	11.80%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	12.80%
Interest Rates via Branch / Phone Banking (p.a.)	11.80%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	13.30%
Interest Rates via Branch / Phone Banking (p.a.)	12.30%

Tenor	1 week
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	12.80%
Interest Rates via Branch / Phone Banking (p.a.)	11.80%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)	11.80%
Interest Rates via Branch / Phone Banking (p.a.)	10.80%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	7.90%
Interest Rates via Branch / Phone Banking (p.a.)	6.90%

Tenor	1 week
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	8.90%
Interest Rates via Branch / Phone Banking (p.a.)	7.90%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)	8.90%
Interest Rates via Branch / Phone Banking (p.a.)	7.90%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	3.40%
Interest Rates via Branch / Phone Banking (p.a.)	3.40%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	3.70%
Interest Rates via Branch / Phone Banking (p.a.)	3.70%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	3.40%
Interest Rates via Branch / Phone Banking (p.a.)	3.40%

Tenor	1 month
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	3.40%
Interest Rates via Branch / Phone Banking (p.a.)	3.40%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)	3.40%
Interest Rates via Branch / Phone Banking (p.a.)	3.40%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	2.90%
Interest Rates via Branch / Phone Banking (p.a.)	2.90%

Tenor	1 month
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	4.40%
Interest Rates via Branch / Phone Banking (p.a.)	4.40%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)	4.40%
Interest Rates via Branch / Phone Banking (p.a.)	4.40%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor	Currency Exchanged to (Designated Currency)	Interest Rates via Mobile Banking (p.a.)	Interest Rates via Branch / Phone Banking (p.a.)
1 week	Australian Dollar (AUD)	12.50%	11.50%
1 week	Canadian Dollar (CAD)	12.50%	11.50%
1 week	Pound Sterling (GBP)	13.00%	12.00%
1 week	New Zealand Dollar (NZD)	12.50%	11.50%
1 week	Renminbi (RMB)	11.50%	10.50%
1 week	Euro (EUR)	7.80%	6.80%
1 week	United States Dollar (USD)	8.80%	7.80%
1 week	Hong Kong Dollar (HKD)	8.80%	7.80%
1 month	Australian Dollar (AUD)	3.30%	3.30%
1 month	Canadian Dollar (CAD)	3.60%	3.60%
1 month	Pound Sterling (GBP)	3.30%	3.30%
1 month	New Zealand Dollar (NZD)	3.30%	3.30%
1 month	Renminbi (RMB)	3.30%	3.30%
1 month	Euro (EUR)	2.80%	2.80%
1 month	United States Dollar (USD)	4.30%	4.30%
1 month	Hong Kong Dollar (HKD)	4.30%	4.30%
3 month	Australian Dollar (AUD)	N/A	4.00%
3 month	Canadian Dollar (CAD)	N/A	4.00%
3 month	Pound Sterling (GBP)	N/A	4.00%
3 month	New Zealand Dollar (NZD)	N/A	4.00%
3 month	United States Dollar (USD)	N/A	4.00%
3 month	Euro (EUR)	N/A	4.00%

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor	1 week
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	12.50%
Interest Rates via Branch / Phone Banking (p.a.)	11.50%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	12.50%
Interest Rates via Branch / Phone Banking (p.a.)	11.50%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	13.00%
Interest Rates via Branch / Phone Banking (p.a.)	12.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	12.50%
Interest Rates via Branch / Phone Banking (p.a.)	11.50%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)	11.50%
Interest Rates via Branch / Phone Banking (p.a.)	10.50%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	7.80%
Interest Rates via Branch / Phone Banking (p.a.)	6.80%

Tenor	1 week
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	8.80%
Interest Rates via Branch / Phone Banking (p.a.)	7.80%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)	8.80%
Interest Rates via Branch / Phone Banking (p.a.)	7.80%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	3.30%
Interest Rates via Branch / Phone Banking (p.a.)	3.30%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	3.60%
Interest Rates via Branch / Phone Banking (p.a.)	3.60%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	3.30%
Interest Rates via Branch / Phone Banking (p.a.)	3.30%

Tenor	1 month
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	3.30%
Interest Rates via Branch / Phone Banking (p.a.)	3.30%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)	3.30%
Interest Rates via Branch / Phone Banking (p.a.)	3.30%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	2.80%
Interest Rates via Branch / Phone Banking (p.a.)	2.80%

Tenor	1 month
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	4.30%
Interest Rates via Branch / Phone Banking (p.a.)	4.30%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)	4.30%
Interest Rates via Branch / Phone Banking (p.a.)	4.30%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor	Currency Exchanged to (Designated Currency)	Interest Rates via Mobile Banking (p.a.)	Interest Rates via Branch / Phone Banking (p.a.)
1 week	Australian Dollar (AUD)	13.00%	12.00%
1 week	Canadian Dollar (CAD)	13.00%	12.00%
1 week	Pound Sterling (GBP)	13.50%	12.50%
1 week	New Zealand Dollar (NZD)	13.00%	12.00%
1 week	Renminbi (RMB)	12.00%	11.00%
1 week	Euro (EUR)	8.00%	7.00%
1 week	United States Dollar (USD)	9.00%	8.00%
1 week	Hong Kong Dollar (HKD)	9.00%	8.00%
1 month	Australian Dollar (AUD)	3.50%	3.50%
1 month	Canadian Dollar (CAD)	3.80%	3.80%
1 month	Pound Sterling (GBP)	3.50%	3.50%
1 month	New Zealand Dollar (NZD)	3.50%	3.50%
1 month	Renminbi (RMB)	3.50%	3.50%
1 month	Euro (EUR)	3.00%	3.00%
1 month	United States Dollar (USD)	4.50%	4.50%
1 month	Hong Kong Dollar (HKD)	4.50%	4.50%
3 month	Australian Dollar (AUD)	N/A	4.00%
3 month	Canadian Dollar (CAD)	N/A	4.00%
3 month	Pound Sterling (GBP)	N/A	4.00%
3 month	New Zealand Dollar (NZD)	N/A	4.00%
3 month	United States Dollar (USD)	N/A	4.00%
3 month	Euro (EUR)	N/A	4.00%

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor	1 week
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	13.00%
Interest Rates via Branch / Phone Banking (p.a.)	12.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	13.00%
Interest Rates via Branch / Phone Banking (p.a.)	12.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	13.50%
Interest Rates via Branch / Phone Banking (p.a.)	12.50%

Tenor	1 week
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	13.00%
Interest Rates via Branch / Phone Banking (p.a.)	12.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)	12.00%
Interest Rates via Branch / Phone Banking (p.a.)	11.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	8.00%
Interest Rates via Branch / Phone Banking (p.a.)	7.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	9.00%
Interest Rates via Branch / Phone Banking (p.a.)	8.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)	9.00%
Interest Rates via Branch / Phone Banking (p.a.)	8.00%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	3.50%
Interest Rates via Branch / Phone Banking (p.a.)	3.50%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	3.80%
Interest Rates via Branch / Phone Banking (p.a.)	3.80%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	3.50%
Interest Rates via Branch / Phone Banking (p.a.)	3.50%

Tenor	1 month
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	3.50%
Interest Rates via Branch / Phone Banking (p.a.)	3.50%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)	3.50%
Interest Rates via Branch / Phone Banking (p.a.)	3.50%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	3.00%
Interest Rates via Branch / Phone Banking (p.a.)	3.00%

Tenor	1 month
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	4.50%
Interest Rates via Branch / Phone Banking (p.a.)	4.50%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)	4.50%
Interest Rates via Branch / Phone Banking (p.a.)	4.50%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor	Currency Exchanged to (Designated Currency)	Interest Rates via Mobile Banking (p.a.)	Interest Rates via Branch / Phone Banking (p.a.)
1 week	Australian Dollar (AUD)	12.80%	11.80%
1 week	Canadian Dollar (CAD)	12.80%	11.80%
1 week	Pound Sterling (GBP)	13.30%	12.30%
1 week	New Zealand Dollar (NZD)	12.80%	11.80%
1 week	Renminbi (RMB)	11.80%	10.80%
1 week	Euro (EUR)	7.90%	6.90%
1 week	United States Dollar (USD)	8.90%	7.90%
1 week	Hong Kong Dollar (HKD)	8.90%	7.90%
1 month	Australian Dollar (AUD)	3.40%	3.40%
1 month	Canadian Dollar (CAD)	3.70%	3.70%
1 month	Pound Sterling (GBP)	3.40%	3.40%
1 month	New Zealand Dollar (NZD)	3.40%	3.40%
1 month	Renminbi (RMB)	3.40%	3.40%
1 month	Euro (EUR)	2.90%	2.90%
1 month	United States Dollar (USD)	4.40%	4.40%
1 month	Hong Kong Dollar (HKD)	4.40%	4.40%
3 month	Australian Dollar (AUD)	N/A	4.00%
3 month	Canadian Dollar (CAD)	N/A	4.00%
3 month	Pound Sterling (GBP)	N/A	4.00%
3 month	New Zealand Dollar (NZD)	N/A	4.00%
3 month	United States Dollar (USD)	N/A	4.00%
3 month	Euro (EUR)	N/A	4.00%

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor	1 week
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	12.80%
Interest Rates via Branch / Phone Banking (p.a.)	11.80%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	12.80%
Interest Rates via Branch / Phone Banking (p.a.)	11.80%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	13.30%
Interest Rates via Branch / Phone Banking (p.a.)	12.30%

Tenor	1 week
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	12.80%
Interest Rates via Branch / Phone Banking (p.a.)	11.80%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)	11.80%
Interest Rates via Branch / Phone Banking (p.a.)	10.80%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	7.90%
Interest Rates via Branch / Phone Banking (p.a.)	6.90%

Tenor	1 week
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	8.90%
Interest Rates via Branch / Phone Banking (p.a.)	7.90%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)	8.90%
Interest Rates via Branch / Phone Banking (p.a.)	7.90%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	3.40%
Interest Rates via Branch / Phone Banking (p.a.)	3.40%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	3.70%
Interest Rates via Branch / Phone Banking (p.a.)	3.70%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	3.40%
Interest Rates via Branch / Phone Banking (p.a.)	3.40%

Tenor	1 month
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	3.40%
Interest Rates via Branch / Phone Banking (p.a.)	3.40%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)	3.40%
Interest Rates via Branch / Phone Banking (p.a.)	3.40%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	2.90%
Interest Rates via Branch / Phone Banking (p.a.)	2.90%

Tenor	1 month
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	4.40%
Interest Rates via Branch / Phone Banking (p.a.)	4.40%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)	4.40%
Interest Rates via Branch / Phone Banking (p.a.)	4.40%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor	Currency Exchanged to (Designated Currency)	Interest Rates via Mobile Banking (p.a.)	Interest Rates via Branch / Phone Banking (p.a.)
1 week	Australian Dollar (AUD)	12.50%	11.50%
1 week	Canadian Dollar (CAD)	12.50%	11.50%
1 week	Pound Sterling (GBP)	13.00%	12.00%
1 week	New Zealand Dollar (NZD)	12.50%	11.50%
1 week	Renminbi (RMB)	11.50%	10.50%
1 week	Euro (EUR)	7.80%	6.80%
1 week	United States Dollar (USD)	8.80%	7.80%
1 week	Hong Kong Dollar (HKD)	8.80%	7.80%
1 month	Australian Dollar (AUD)	3.30%	3.30%
1 month	Canadian Dollar (CAD)	3.60%	3.60%
1 month	Pound Sterling (GBP)	3.30%	3.30%
1 month	New Zealand Dollar (NZD)	3.30%	3.30%
1 month	Renminbi (RMB)	3.30%	3.30%
1 month	Euro (EUR)	2.80%	2.80%
1 month	United States Dollar (USD)	4.30%	4.30%
1 month	Hong Kong Dollar (HKD)	4.30%	4.30%
3 month	Australian Dollar (AUD)	N/A	4.00%
3 month	Canadian Dollar (CAD)	N/A	4.00%
3 month	Pound Sterling (GBP)	N/A	4.00%
3 month	New Zealand Dollar (NZD)	N/A	4.00%
3 month	United States Dollar (USD)	N/A	4.00%
3 month	Euro (EUR)	N/A	4.00%

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor	1 week
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	12.50%
Interest Rates via Branch / Phone Banking (p.a.)	11.50%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	12.50%
Interest Rates via Branch / Phone Banking (p.a.)	11.50%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	13.00%
Interest Rates via Branch / Phone Banking (p.a.)	12.00%

Tenor	1 week
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	12.50%
Interest Rates via Branch / Phone Banking (p.a.)	11.50%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)	11.50%
Interest Rates via Branch / Phone Banking (p.a.)	10.50%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	7.80%
Interest Rates via Branch / Phone Banking (p.a.)	6.80%

Tenor	1 week
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	8.80%
Interest Rates via Branch / Phone Banking (p.a.)	7.80%

Tenor	1 week
Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)	8.80%
Interest Rates via Branch / Phone Banking (p.a.)	7.80%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	3.30%
Interest Rates via Branch / Phone Banking (p.a.)	3.30%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	3.60%
Interest Rates via Branch / Phone Banking (p.a.)	3.60%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	3.30%
Interest Rates via Branch / Phone Banking (p.a.)	3.30%

Tenor	1 month
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	3.30%
Interest Rates via Branch / Phone Banking (p.a.)	3.30%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)	3.30%
Interest Rates via Branch / Phone Banking (p.a.)	3.30%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	2.80%
Interest Rates via Branch / Phone Banking (p.a.)	2.80%

Tenor	1 month
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	4.30%
Interest Rates via Branch / Phone Banking (p.a.)	4.30%

Tenor	1 month
Currency Exchanged to (Designated Currency)	Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)	4.30%
Interest Rates via Branch / Phone Banking (p.a.)	4.30%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Tenor	3 month
Currency Exchanged to (Designated Currency)	Euro (EUR)
Interest Rates via Mobile Banking (p.a.)	N/A
Interest Rates via Branch / Phone Banking (p.a.)	4.00%

Note:

Terms and Conditions apply. The above interest rates are indicative as of 15 Oct 2024 and are for reference only. They are not guaranteed and maybe subject to revision, as per prevailing market conditions.

Download Terms and Conditions Download Terms and Conditions Foreign Exchange / Time Deposit Offers Download

Frequently Asked Questions (FAQs)

Can I place a time deposit any time via the HSBC HK App or HSBC Online Banking?

Time deposit online placements via the HSBC HK App or HSBC Online Banking are processed between 8am to 7pm on business days. If you make a transaction outside these hours, it will be processed on the next business day. The reference to 'business day' means a day, other than a Saturday, Sunday or public holiday, on which banks are open for general business in Hong Kong (or in the jurisdiction of the foreign currency in which the time deposit is denominated).

Can I place a time deposit on public holidays via the HSBC HK App or HSBC Online Banking?

Yes you can. However, we will not be able to confirm the interest rate until the time deposit order is processed and set up on the next business day.

How far in advance can I specify the start date of my time deposit?

For forward dated placements, you can place them any time from one day up to 45 days in advance. Please be reminded that we will not be able to confirm the interest rate until the time deposit has eventually been set up.

Where can I find my Eligible New Fund Amount on the HSBC HK App or HSBC Online Banking?

HSBC HK App:

Once logged on to the HSBC HK App, scroll down at "Home" to "Products and services" and click "Time Deposits". In the Placement form, the Eligible New Fund Amount is displayed.

HSBC Online Banking:

When you log onto Online Banking, click "My Banking" in the header then in the menu click "Place Time Deposit". In the Placement Form, you can view the Eligible New Fund Amount under "New Fund Balance".

I have just deposited a cheque, is this included in my Eligible New Fund Amount?

As we calculate your eligible new fund amount based on ledger balance, the cheque deposit will be counted.

Can I give instructions in advance to renew my time deposit upon maturity when I make a placement via the HSBC HK App or HSBC Online Banking? What are the options of maturity instruction available?

Yes, you can. If you'd like to automatically renew your deposit upon maturity, you can select one of the following maturity instruction options to renew your deposit recurrently until your further notice:

Principal and interest
Principal only
Increase principal and renew
Reduce principal and renew

Note:

If an auto-renewal instruction has been set up for the deposit, please be reminded that the interest rate will be the prevailing standard interest rate on the date of renewal.
If you'd like to modify a deposit maturity instruction of your existing time deposit, please update it at least one working day before the maturity date via HSBC HK App.
For the maturity instruction option of 'Increase principal and renew', please ensure sufficient funds are in your disposal account for debiting on each maturity date. Matured time deposit will not be renewed when the principal amount exceeds the maximum deposit requirement.
For the maturity instruction option of 'Reduce principal and renew', matured time deposit will not be renewed when the principal does not meet the minimum deposit requirement.

How do I place a time deposit online?

Read the step-by-step guide or watch the video guide.

Place a Time Deposit now

Download Transcript This link will open in a new window

Already have a time deposit account OR HSBC Premier or HSBC One customers

Log on to HSBC HK App or HSBC Online Banking to make a placement.

Real-time Placement Hours:

Mon to Fri 08:00 - 19:00 (HKT) (exclude public holiday)

Instruction Submission Hours:

Mon to Sat 24 hours(HKT)

Sun 00:00 - 03:00, 06:00 - 00:00 (HKT)

Any time deposit placement instruction submitted BEYOND REAL-TIME PLACEMENT HOURS will be executed on the next real-time placement window. The INTEREST RATE IS INDICATIVE ONLY during instruction submission.

Need help?

If you are not holding an HSBC Premier or HSBC One account and you do not have an active time deposit account with us

On the HSBC HK App, under ‘Explore products and services’, you will find the option 'Account opening/ upgrade', which allows you to submit an application to open or upgrade to an HSBC Premier or HSBC One account with us (subject to individual customer eligibility).
You can then place a time deposit through our digital banking at the next business day upon successfully opening an account.

If you are new to HSBC

Download the HSBC HK App to open an HSBC account with us

For further enquiries, please contact us.

Top up HSBC accounts via eDDA

One-time set up of an account top up instruction to link your same-name account(s) maintained at other selected local banks to your HSBC accounts, then you can easily transfer funds to top up your HSBC accounts directly through HSBC Online or Mobile Banking anytime.

Watch the video to learn more.

Risk Disclosure

Currency conversion risk – the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.

HSBC Time Deposit Offers

Preferential New Fund Time Deposit Rates

Preferential HKD New Fund Time Deposit Rates – online offer

HSBC Premier Elite

HSBC Premier

HSBC One

HSBC Others

Preferential USD New Fund Time Deposit Rates – online offer

HSBC Premier Elite

HSBC Premier

HSBC One

HSBC Others

Preferential RMB New Fund Time Deposit Rates – online offer

HSBC Premier Elite

HSBC Premier

HSBC One

HSBC Others

Preferential Foreign Currency New Fund Time Deposit Rates – online offer

AUD

HSBC Premier Elite

HSBC Premier

HSBC One

HSBC Others

NZD

HSBC Premier Elite

HSBC Premier

HSBC One

HSBC Others

CAD

HSBC Premier Elite

HSBC Premier

HSBC One

HSBC Others

GBP

HSBC Premier Elite

HSBC Premier

HSBC One

HSBC Others

Illustrative examples of the eligible new fund amount calculation

Preferential HKD New Fund Time Deposit Rates – branch/phone-banking offer

HSBC Premier Elite

HSBC Premier

HSBC One

HSBC Others

Preferential USD New Fund Time Deposit Rates – branch/phone-banking offer

HSBC Premier Elite

HSBC Premier

HSBC One

HSBC Others

Preferential RMB New Fund Time Deposit Rates – branch/phone-banking offer

HSBC Premier Elite

HSBC Premier