Earn miles faster and spend them the way you want
Earn unlimited miles at a rate as low as HKD2 = 1 mile, and enjoy a wide range of complimentary travel perks.
- Up to $800 RewardCash (or 16,000 miles)[@cards-welcomeoffer]
- Earn miles at a rate as low as HKD0.4 = 1 mile[@cards-milescalculation]
- Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
- Enjoy an "Interest-free Payment Holiday" for the first two months[@cards-em-payment-holiday-offer]
- First year annual fee waiver[@cards-annualfeewaiver]
A two-month “Interest-free Payment Holiday” for new customers
Enjoy an “Interest-free Payment Holiday” as a welcome offer[@cards-em-payment-holiday-offer] on your HSBC EveryMile Credit Card. Skip payment of the first 2-month statements’ balances with no finance charge or late charge incurred to enjoy financial flexibility.
Earn and enjoy rewards, no matter where you are
Enjoy these exclusive benefits
Travel benefits
- Enjoy up to 15% off when you book a hotel anywhere in the world through Agoda[@cards-agodatandc]. Learn more about the offer on Agoda's website.
- Enjoy HKD300 in spending rebate when you spend HKD5,000 or more in a single transaction on the Cathay Pacific app via Apple Pay[@cards-cathayspendrebate] . T&Cs apply.
- Treat yourself with up to 6 complimentary access to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets in Hong Kong and overseas, subject to local or overseas spending of HK$4,000 (or equivalent in foreign currencies) within 60 days after each access during the promotion period[@cards-loungelocations].T&Cs apply See full list of lounges and dining outlets (PDF)
Insurance and concierge benefits
Protect yourself and accompanying family members with our complimentary multi-trip travel insurance[@cards-axaunderwriting], which also covers your mobile phone and any trip cancellations. T&Cs apply.
For queries, please call AXA's dedicated customer service hotline at (852) 2894 4680. Read the policy factsheet (PDF) to learn more.
- Get the support you need no matter where you are, with a dedicated 24/7 Visa concierge hotline[@cards-visaconcierge].
Additional benefits you can enjoy
- Activate your virtual card once your application has been approvedOnce your application has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!
Things you should know
Eligibility
An annual income of HKD240,000 or above
Apply online now
With HSBC Personal Internet Banking
Without HSBC Personal Internet Banking
New to HSBC
View our Credit Card Key Facts Statement.